Last Pass Free vs Premium (is it worth it?)

great thanks

Does Emergency Access still constitute authorized access? Would a bank be happy that someone other than me accessed my account and made transactions? They'd be none the wiser unless they work out a family member or loved one paid bills on my behalf while I was in a coma?

This is changing literally as I'm typing this comment. The free version is switching to a singular access type (mobile app vs. desktop). If you need to use both, you will need to pay the subscription fees.

Excellent presentation form. Quick, clear, no pauses, good anticipation of questions that may be asked to determine what to cover next. Informative .... and enjoyable.

Yubikey is not a finger print reader