BEST American Express Credit Cards 2024 - Reviews & Rankings Amex Gold + Platinum + Blue Cash +...

Im debating heavily because I don't like how American Express only makes their Point Value Cards available to Transfer Partners. Meanwhile the Cash Back is only for redeeming Cash only.

Funny, about an hour ago I was on AMEX's website and was considering their offer to upgrade my everyday blue to preferred blue, not a new number, same number with a new name. Looking at my use case, I did believe that I might be able to save enough to pay the annual $95. I avoid most subscription cards with the exception of Sams Club Plus which does easily pay for itself.

How come walmart and target are not part of the "U.S. supermarkets category " ?

Only Travel once a year, but if I travel more, I would get me the platinum credit card and take advantage of every type of benefit it offers

I have the gold card and I can use both credits. Since I live in the city

Hello I would like to sit here and cancel American Express credit card

Do these cards have a credit limit cause I always thought otherwise

I WANT THE BLUE CASH EVERYDAY SO F BAD BUT I AM STILL NEW TO CREDIT

The Amex Everyday card is a pretty crappy card as far as points earnings go but it's in the membership rewards points ecosystem. It has no annual fee. You can view it as a sort of "downgrade path" from the higher annual fee cards where if you already have this card, you can cancel your platinum or whatever and not lose your points assuming all you had was the platinum and this card.

Amex Preferred!

Looking to get my first American Express card,not sure what to get.

This is ironic. I upgraded my Cash Magnet (lowest ranked) to the Blue Cash Everyday (highest ranked) card today!

Jomez Pro music?

Thank's for the breakdown in this video. I'm not familiar with how the American Express Cards work as compared to other credit cards such as the Apple Card, Chase, etc...I got pre-approved for various Amex cards, but they don't show the spending limit amount in the pre-approval. That makes me hesitant to follow thru applying for the card.

I had the BCE and Everyday. I wasn't impressed with either compared to other cards in my wallet. The app and website are nice though.

19 and got 6 cards and just got my first Amex card and I still don’t have a good credit score but working on it

Great video. Great breakdowns with clear graphics and thorough explanations. Thank you!

The green card was wonderful when I took a Commuter train and subway everyday to my Downtown Chicago office and went out to eat for lunch. It is definitely not as beneficial as home owner in the suburbs.

One feature of the Amex line I’d like to see you cover is something I use almost daily. The split/ send feature with Venmo or PayPal. The ability to split a charge and have the others persons money go back directly to the card is HUGE. No more “extra” cash in my checking that gets spent elsewhere. This really keeps my balance at bay for dinners with friends etc.

American Express' customer service is terrible if you have an issue.

Great rundown on the Amex cards! Now I know with absolute certainty, without any doubt that none of these cards would provide any practical rewards benefits to my current credit card lineup.

The Blue Cash Preferred is a no brainer for us for the 6% back on groceries and streaming, and 3% back on commuter transit. We don’t use it for anything else. However, I mainly say that because of the $7/month credit for the Disney Bundle, which on top of the 6% back for Disney Bundle charges ends up completely covering the annual fee. If we ever lose that deal, the card would become a lot worse.

So what you’re saying is the Centurion Card is the best card? Or the worst card? 🤔

I haven't found an Amex card in this video that interests me or gives me more value than the cards I have now or have on my list to get. A business card maybe, but they are not in the video, so I'm not counting it. All of the cards in the video are overrated, and in need of a refresh to try and get me to apply. I do like the feature of telling me yea or nay on approvals.

Amex Gold, Amex Green, Amex Blue Cash Preferred/Everyday, Amex Everyday, Amex Cash Magnet, Amex Hilton Honors/Surpass.

I have an Amex Evereyday Preferred. To get to the 30 in a billing cycle I just split the transaction. So if I am at the store and I buy 10 items. I will split it into 4 transactions. Between groceries and gas, I get to 30 transactions in 10 to 15 days into the billing cycle then I switch groceries onto the gold card. That way I get an average of 4.2 points per dollar. I think that is pretty good.

I dusted off my Amex Everyday card because they offered me 40k MR points with only 2k spend in the first 3 months to upgrade to the Amex Everyday Preferred. I'll do that all day. After a year, let's see if they offer me a retention offer. 15k MR and I'll keep it to earn MR for groceries

The gold card is the best right now. Food is super expensive. Easy points.

I have a “Blue from American Express”. It’s an older card that earns membership rewards and has no annual fees. They don’t offer it anymore and honestly I don’t know what the earnings rates are. I am wondering if there is a better card for me. Do you have a suggestion?

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I have an American Express, and noticed it's not good for online purchases. It's great for in person purchases only. I use my capital one for that. American Express cards in my opinion are okay but not great

Personal Gold is well worth it for me. Paired with a Delta Credit Card (15% discount on points), I am earning minimum of 5.2% on restaurants and groceries.

The 6% on streaming is what seals the deal for me on BCP vs BCE if I was to choose one or the other. That being said I may look into the BCE down the line for the online 3% category.

I only have the no fee EveryDay card as a safety net for my points should I cancel my Green card when the annual fee is due and I don't want to pay the annual fee anymore. I would only upgrade to the EveryDay Preferred if I get a good upgrade offer and then downgrade after a year. I have the Cash Magnet to get into the Cash Back side on Amex and might want to upgrade to the Blue Cash Everyday should I an reasonable upgrade offer after 6/17/2023.

Thanks Adam!!! Great content as always….Amex is leading the way!

My question is if i upgrade to another card will i have to pay annual fee per card?

Amex Everyday card is the only no-annual fee card that can save MR points. If you wanna close your Amex MR cards that have annual fees (Platinum, Gold, Green) but don't wanna lose your MR points so you can use your MR points in future, this is a good card to keep.

The Blue Cash preferred card adding that streaming service cash back was game changing, especially since there’s no limit. Who nowadays doesn’t have at least 1 streaming service that they are paying for?

The US doesn’t have this card but Canada has the Amex Cobalt Card which offers the best MR points up here. I use this along side my Platinum card for maximized value.

Oddly enough - AMEX Platinum is the easiest CC for our family to get value from. It's not my daily use CC but it is my favorite AMEX CC. Thanks for the info + video!

I wish Amex would add a restaurant category to BCP or BCE. Their customer service is top-notch. And they are very generous with their CL's. But if we're only comparing rewards and benefits, that Savor One card is looking very attractive!

Waiting for “which chase card is best in 2023” video next! 😁

Not a credit card its a charge card big difference

Adam a few questions
American Express personal cards as of 02/08/23
Total personals is 4.... If I applied not through American Express website but use
A different site for a cobranded card do I still get denied being over 4 cards?

I just got hit with Capital One savor card annual fee. I know you're history with the card by the way.
How can I downgrade this card to the no annual fee I had for 3 years I tried to downgrade it many times after first year they always say no, they even went as far as to suggest getting another quick silver with annual fee total BS.
I don't want to cancel the card yet because it's gonna drop my credit score.

Also if I cancel this card had it since 02/2020 and apply again but for the no annual fee do I still get the bonus do you know?

FYI AMEX CC used at Walmart and Target for groceries don’t count for grocery points, even at super centers! They are just deemed as “department stores” for AMEX.

Unfortunately I just found this out and I’ve been using the cash preferred for a few years now :(

Im only 19, and have been under review for the platinum since December 27th. (I messed up the 4506-c form a couple times) I kept doing the pre approved offers, and they added the blue cash everyday, I applied and was approved for 1,000. My first approved Amex. Still waiting for the platinum decision. Thought I’d share this story.

There's a good couple of American Express cards that could use a refresh

Do you know if you can transfer your credit limit from the cash magnet over to the blue cash everyday? I really just got the cash magnet to raise my credit utilization but the blue cash I actually use often but I only have a $6k limit on it post 3x limit increase. The cash magnet I was approved for $10k and plan to raise it to $20k when I can do the 3x limit increase on that. But I don't know if the cash magnet and blue cash everyday are compatible to do a credit limit transfer?

Amex, green and Gold👍🏽👍🏽