Dhani One Freedon Card is a RuPay powered card which is approved by the RBI. Dhani Freedom Card works in similar way as Buy Now Pay Later schemes.
Wherein Customers can supposedly avail credit line up to ₹ 5 lacs at 0% interest rate. However, there are some hidden problems that one should be aware of before taking this card.
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Disclosure: I have not used the Dhani One Freedom card. I have relied on information available on Dhani website and other online resources while writing this article.
Links -
https://www.dhani.com/one-freedom/
https://www.dhaniloansandservices.com/policies/TnC_DOFP.pdf
https://emicalculator.net/dhani-onefreedom-card-disguising-interest-as-subscription-fee/
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Chapters
00:00 Intro
00:46 Category of Card
02:15 Features of One Freedom Card
02:52 Issue 1
04:00 1/3 Payment Option Explained
05:13 Issue 2
05:50 Offers on One Freedom Card
07:13 How to Apply
07:40 Issue 3
08:49 Subscription Fees for the Card
09:24 Issue 4
10:14 Issue 5
10:50 Should I take this Card?
11:34 Outro
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Category - Education
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