Insurance Exam: Dwelling Policy Explained

Insurance Exam: Dwelling Policy Explained

Insurance Exam Queen

2 года назад

122,414 Просмотров

Hi, I am Melissa, the Insurance Exam Queen. I’m the most requested Exam Prep Instructor in the U.S. and have helped thousands of people pass their Property & Casualty and Life & Health insurance exam with ease.

With a long string of ONLY 5 star reviews, I've become known for my casual and simple teaching style, and my students love the fun memorization techniques, charts, graphs and other visual aides I use to help you understand the material.

Most of my students pass their 1st or next time after going through one of my Class Series Packages. I simplify everything, tell you what to study, and even include everything from Study Notes to my own personal Practice Test to help you focus ONLY on what you need to know in order to pass the test.

View my packages here: http://www.insuranceexamqueen.com

Join my free support group here: https://www.facebook.com/groups/1082073882582049

Subscribe to my Youtube Channel: https://www.youtube.com/channel/UC2-mT7QUl_jHYQRIaw0Ihpg?sub_confirmation=1

If you love ALL the fun details and back story...keep reading.

In my years of working for companies like United Healthcare and Hagerty where I was the most requested instructor, I determined the quickest way to pass the state licensing insurance exam.

My method is to focus on the most tested topics for all four state licensing exams (Property & Casualty, and Life & Health) and knowing and understanding the most tested topics instead of memorizing practice exam questions. (Tip: You should not be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.)

Knowing and understanding the material will serve you far better than multiple hours doing practice questions, which is why my class series packages (see link below) have seriously become a GAME CHANGER for securing that pass!

I get numerous messages each day from delighted students who passed their test after watching my videos and taking my courses that explain how to pass the Property & Casualty and Life & Health state insurance exams in the simplest of terms.

I would love to help you secure your pass!

Here is the link to view all of my packages: https://www.insuranceexamqueen.com

My FaceBook Group is a great resource as well: https://www.facebook.com/groups/1082073882582049

Subscribe to my Youtube Channel: https://www.youtube.com/channel/UC2-mT7QUl_jHYQRIaw0Ihpg?sub_confirmation=1

Thank you for viewing and subscribing, and I look forward to seeing you in my Facebook group or in one of my Class Recording packages!

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Комментарии:

@taylerrinehartsolberg1261
@taylerrinehartsolberg1261 - 31.01.2024 22:41

Glad I found this, really helped explain some of the concepts I was stuck on in this part of the chapter. Thank you!

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@bigupyuself
@bigupyuself - 29.01.2024 19:38

Very helpful

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@bobbie-jod.3700
@bobbie-jod.3700 - 27.01.2024 23:47

Do you have NOTES we can download and follow along? PS... LOVE THE VIDEOS!!!!

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@user-tz6ce6hd8j
@user-tz6ce6hd8j - 17.01.2024 05:38

Your videos tied everything together. Thank you so much! 🎉OH property and casualty passed 😅

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@Charlie-ur4bn
@Charlie-ur4bn - 14.01.2024 04:31

This was great! Thanks!

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@Chabbawockee
@Chabbawockee - 11.01.2024 09:14

I was listening to this for a few days and I failed my second try 😢😢😢😢 I hope the third try will be a passing one. These videos were awesome either way and helpful

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@touchoftiara8230
@touchoftiara8230 - 10.01.2024 09:07

This is my style of learning. You make it so easy to understand🥰🥰

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@l.mccall8981
@l.mccall8981 - 02.01.2024 22:17

Thank you for breaking down DP/Coverages and HO policies!!!!!

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@frankradcliff660
@frankradcliff660 - 02.01.2024 16:42

Towards the end of tutorial you are confusing us. Thanks.

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@user-zo8is1sc1g
@user-zo8is1sc1g - 30.12.2023 22:51

Omg, your videos are great. I’m studying for my exam now in Mississippi. Pearson doesn’t show how many questions will be asked in each section so your videos are helping me so much. Thank you!

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@user-vh9ec5uj9x
@user-vh9ec5uj9x - 30.12.2023 01:02

You are my HERO!! I have taken the TN Property & Casualty exam on my first attempt with examfx, its great don't get me wrong, but i was having trouble grasping it and retaining it and I got a 69!! I am now watching ALL of your videos that pertain to P&C and WOW what a difference i am way more confident about my retake, my wife also works for the same company used ALOT of your videos and passed her P&C test first try. I just wanted to say thank you for all that you do and i will certainly be recommending you, Again THANK YOU!!!

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@rebbeccajohnson7010
@rebbeccajohnson7010 - 22.12.2023 02:36

This helped me so much more then the person that was hired to go over ExamFx with us. Thank you so much for all of this very helpful informaion. Haven't taken the Exam yet. Here in Kentucky. I'll let you know when i pass it. You're very sweet and the way you explain things is so wonderful.

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@user-ig2jk3bf3q
@user-ig2jk3bf3q - 11.12.2023 18:42

@ieq-pls clarify. Dp3 some say it doesnt cover "theft", however it can be endorsed. Dp3 only cover theft in case of "relocate". Can u clarify, im confused. Tks

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@hellogoodbye3898
@hellogoodbye3898 - 11.12.2023 09:00

@IEQ- confused can u clarify. DP3-Some say “theft” is not covered some say it is(online researched), the DP3 exclusion doesn’t mention theft. Some say it’s only covered in a “removal” circumstances. I’m unclear. Tks

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@davidbuczek1381
@davidbuczek1381 - 11.12.2023 01:35

Major differences between homeowners and dwelling. Dwelling doesn’t cover
A. Other structures
B. Personal property
C. Auto
D. Theft

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@partygirlforever7788
@partygirlforever7788 - 10.12.2023 22:52

I discovered your videos by accident when I was looking for something to help me retain all this information after I failed the Casualty General exam. The 2 day online course was so overwhelming! I passed the IL Casualty State but then failed the Property General and passed the IL State Property. I can't tell you how many videos of yours I've watched, read the materials out loud, taken notes, made outlines etc. and I'm still having trouble. I don't know what else to do! I'm planning on retaking the two Generals this Wednesday hoping that not too much time has passed and I can still recall some things or should I wait and study more? I'm at such a loss! I can't afford (literally and figuratively) to fail these two again. My new employer won't let me start either until I've passed everything. I could really use your help! PLEASE!!!

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@ianmatthew845
@ianmatthew845 - 06.12.2023 05:47

Big career move for me, learning about a brand new industry to me: insurance. Anyone looking for a study buddy for P&C? I’m new here! 👋🏼

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@TPG-fg8lp
@TPG-fg8lp - 05.12.2023 06:19

I'm in my early 60s, can't afford to retire yet, and had to pass the insurance exam to keep my job. The book I was given at work gave facts about dwelling policies but never actually explained them. I don't think I could have passed without your videos, but I did - and on the first try. Thanks so very much to you and Basic Bob.

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@Tiatia1111
@Tiatia1111 - 27.11.2023 18:57

Oh my gosh, trying to study these from a book alone.. impossible for my adhd brain… thank you so so much. Seriously, without you I don’t know if I could have accomplished this goal of working insurance. Many great teachers out there, but I was Struggljng! Had a lady refer me to you and all I can say is Thank u, I was defeated and about to give up and try something easier for me. Your a God sent for sure💜💜💜

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@YoungGunsFooty
@YoungGunsFooty - 16.11.2023 19:43

So perils that are typically excluded on DP-3 would be Earthquake, volcano, Government action, War, Flood, ordinance or law, etc, right? BUT, you can endorse those if you want to?

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@Zadak_
@Zadak_ - 16.11.2023 16:44

This is helping me understand dwelling and homeowners so much better , the cousre we are currently using is the ad banker and they make things harder to understand

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@zablackmasu4980
@zablackmasu4980 - 14.11.2023 02:37

x2 is so much better guys , good video

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@markstump2816
@markstump2816 - 04.11.2023 22:02

So if Bob only has DP1 the only Coverage he has covered is Coverage A? Where DP2 and 3 is covered by all other?

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@littlekelley98
@littlekelley98 - 02.11.2023 21:01

This is the first full video that I watched of yours. I was feeling so lost and confused about how coverages tied into policies, and this video helped me see the relationship between them and to summarize the coverage types. Thank you!

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@ebbs8694
@ebbs8694 - 02.11.2023 18:00

Thank you!!

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@user-yz6bu3ed4j
@user-yz6bu3ed4j - 25.10.2023 06:13

super helpful

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@cherimoore9872
@cherimoore9872 - 19.10.2023 01:53

Can you please send me these notes? The video froze on me at the end. Thank you!

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@user-nn9rw2po5g
@user-nn9rw2po5g - 17.10.2023 05:16

Your the best subscribed what could help for the Nevada test casualty and property please?

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@goldenchild_chosenone
@goldenchild_chosenone - 15.10.2023 21:13

I have my exam in less than 24 hours! 😅 Thank you for your optimistic wishes of passing! I receive that!! ✨ but only bc you helped me! 🌟✊💯🥳

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@summerclementine132
@summerclementine132 - 13.10.2023 18:15

Loved it, thank you

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@franksnydershoots
@franksnydershoots - 11.10.2023 04:24

can you send me your notes on this - Thank You

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@EDuv-iu4sm
@EDuv-iu4sm - 07.10.2023 03:05

Where can I get the books for the low low! To study

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@user-xp4rf3ux2p
@user-xp4rf3ux2p - 05.10.2023 18:43

You can use BIG AFFECT - Burglary, Ice-Selet-Snow(weightof), Glass Breakage, Accident Discharge of Water, Freezing Objects, Falling Objects, Electrical Current, Tearing Asunder (water heaters, air conditioning, heating, automated sprinkler system)

It is the additional coverages covered under BROAD that you had BBB ICE GOLF

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@End_Times_Revival
@End_Times_Revival - 02.10.2023 05:56

bewtystank 101

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@arnettavelez9069
@arnettavelez9069 - 28.09.2023 17:44

Are you talking about Texas? The insurance company I just got hired on with, has us going through Kaplan. She (the instructo) hasn't mentioned this acronym. Is this one for Texas dwelling or Homeowners policies?

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@ModestLadyK
@ModestLadyK - 28.09.2023 01:42

So helpful

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@SpiderCraftNation
@SpiderCraftNation - 24.09.2023 16:25

I've left multiple comments but you haven't replied. So I took my test with the Gold Package and left 3 stars on google. You commented there, saying, "Have you sent me your score sheet? My gold is a supplement a state approved course. What course did you have? I'd love to help support you to a pass! " I haven't sent you a score sheet and I would love too, what email should I send it too?? Also I used Kaplan's course which was for the P&C Exam in Ohio. Please reply. Thank you.

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@brasstacksboxing409
@brasstacksboxing409 - 23.09.2023 23:07

Haven't had my P & C license in 5 years. Guess what, let it lapse 😥. Just took the northeast Mississippi test, and PASSED. Couldn't have done it without your videos. Watched ALL of them, never cracked a book, never wrote a single letter. Passed the test based SOLELY on your content. BY FAR, you are the best insurance content creator on You Tube. Not even close!!! Thank you, I pay you an abundance of homage! I Start back with Shelter the week after next. Putting in my notice to quit my current gig on Monday. All because of you, SUBBED ❤💙💜 . Btw, this just may be me, but I think a lot of why I learned so concretely from you, was because you have an extremely soothing voice. Loved your sense of humor, and your analogies were SO ON POINT! Like, I can't kiss 👄your ass enough😊😅😂. I'm celebrating tonight. Have a great rest of the weekend, darlin'! You are literally a God send, and I enjoyed every second you were on my screen 😉

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@ericamarley5471
@ericamarley5471 - 02.09.2023 00:15

Just passed, you are amazing!!

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@FrankPeezy
@FrankPeezy - 31.08.2023 20:45

I passed the Texas P&C test you help me thanks

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@CrystalPhoenix1979
@CrystalPhoenix1979 - 30.08.2023 21:35

This is so helpful and makes complete sense! Thank you.

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@niniweston
@niniweston - 25.08.2023 05:32

Love ittt! Thank ya!

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@michaelvalenzuela387
@michaelvalenzuela387 - 23.08.2023 04:56

I’m in New Mexico and taking Life and Health. Just started pre-licensing.

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@jazminsandoval2284
@jazminsandoval2284 - 23.08.2023 00:12

I love that you do this<3 and by the way instead of wharves i hear warts so ill forever remember wharves lol. Thank you for your work!

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@julissasilva4215
@julissasilva4215 - 23.08.2023 00:04

CA Personal Lines 😫😫😫😫😫 Hoping these videos save me

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@nakedlessons759
@nakedlessons759 - 20.08.2023 14:51

Great information I' have join

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@SupervillainDW
@SupervillainDW - 16.08.2023 06:32

I just had to come back and say thank you!!! The test was really hard but I passed on the first try! These videos really do help a lot!

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@iCawlDhaShawts
@iCawlDhaShawts - 15.08.2023 09:39

I Take my exam tomorrow, wish me luck 🤗. You made me understand sooo much better and I’m so confident after watching your videos everyday . Thanks so much 💕

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@tshady32
@tshady32 - 13.08.2023 00:50

The one question was like - If you have 4 apartments that are filled what kind of coverage would you need …

HO-8
HO-4
Dwelling
Liability

Is it dwelling bc your the landlord?

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