Top 5 BEST Savings Accounts of 2024 (SUPER HIGH YIELD)

Discover Bank is at 4.35% now.

What do you think about Vanguards new saving account? its a little higher than Capital 🤔

What does that red rooster on your desk mean?

Any opinions on Moomoo giving 5.1% APY? Just started with them but was curious about whatbothers think. I also have my money in SoFi and they are giving 4.6% but im trying to grow my money so the higher yield is attractive

Thanks dude 👍🏻

Great video very informative and straight to the point! Thanks for sharing I will go for Capital One ☝🏻

Does the Discover account have debit/ATM cards?

No savings account ever pays more than the inflation rate. So a high rate just means you lose your money slower.

Far better to put your savings into bullion.

For these savings accounts, is there a fee you have to pay for withdrawing money from your account? (most specifically CIT bank)

I don’t understand why SoFi requires the direct deposit, I would’ve picked them if they didn’t

Do you have any video of the best CD’s rates??? That we can invest our many. Thank you

Its not "free", you have to pay income taxes!!!

Which would you pick personally to save money for college?

Love Sofi. Checking,savings,stock account with fractional shares,Roth IRA, and a round up that rounds up your purchases and deposits the change into a separate account. Crypto too but you can't transfer it so I'm sticking to Coinbase for that.

these are all variable rates on all of these 5 right ? Can you share the last 12 months - beginning interest rate and end so I can see the variation of interest rates

Hey mate, a question about Capital One, and thanks for the fantastic information across the board. Big fan. You’re always so intentional with your financial decisions, so I’m intrigued why Capital One is your HYSA of choice, as opposed to the options that sit above 5%. Could you share why you see that as personally more beneficial?

What are your thoughts about Ally bank?

First Foundation Bank - 5% APY. They also have some branches in SoCal and a few other states, in case you need to get brick-and-mortar services like getting certified/cashier's checks

Awesomeness…. Thanks for keeping it Simple!! Great information

Hey Professor G.. can you make a vid for the people in my situation, we are many out of the USA ? Im looking for a virtual bank , I have an opened LLC in FL, have ein number, registered agent, and no bank will open an account for me so far.
I´ve tried with: Mercury, Relay, Novo, Lili, Brex, these were supost to accept people in my situation, some of them filters already in the phone number, others dont accept registered agents addresses, or virtual address.

Step mobile gives you 5% as long as you have direct deposit set up

These bank accounts seem to good to be true. So sketchy to me, but I want one 😅

Third of the way into the video and still hasn’t started. I’m out

whats minimum you have to put in on capital one savings account?

What are your thoughts on UFB??

Anyone have any experience using SoFi? I'm a little skeptical

im 18 and want to start my roth savings account as soon as possible
im a soon to be college student also
I bank with becu but im kinda stuck on what savings account would be best for me in my situation

do these work for canadians?

Capital One is my main bank, initially I went with them after Citi sold all their branches. Occasionally, need brick and mortar support. Marcus is also at 4.3%, I have some funds there. I have several t-bill ladders with Treasury Direct. Averages about 5.3% and incurs no state income tax, though I live in Texas so that wasn't a personal consideration.

I like bread savings, there ach transfer out is low at 5k a day.

Robinhood is a great one and also apple new savings account

hey is discover and sofi available in canada ?

I get really high APY by using Ally

The $200 bonus from Discover HYSA applied in 24 hours for me. Good deal for churning.

Nice rooster, I have one in every room of my house.

Great content.

No doubts, A good way of growing and saving your money is through investing . You don't need to have much before you can invest. "That little money you have now can make you millions if you invest it wisely". I wasnt financial free until my 40’s and I’m still in my 40’s, bought my second house already, earn on a monthly through passive income and got 4 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing is a grand choice I made

Lol…you should of made this video in January 2023…. Lol

I’m getting 5.05 apy at CIT bank. Compounded daily interest. And interest is paid every month.

Sofi direct deposits have to be a minimum of $1000/mo too... I don't make enough money for that

Thank you! Very helpful, glad I found your channel and just subscribed. Already following your advice with the 3 ETF plan!

I really liked the video, one more subscribed. Thank you for simplifying it. What do you think about Western Alliance Savings? And also Bask Bank?

I really appreciate this simple tutorial! I’ve watched so many of these but there are subtle nuances that make a difference and for me yours was how you use them. Thank you!! I’ll watch the ETF one next! I’ve been told HYSA and pay off the loans and don’t invest until you’re done VS invest and pay minimums. 😅

What is your opinion on putting 75k - 100k in one HYSA ?

Vmfxx pays 5.25 percent

Hi,
why does capital one have such a bad reputation on trustpilot (1,3/5)?

The discover account looks enticing. How much of our income should we keep in our checking account?

Hi Professor G, I was wondering about emergency funds and the transfer time like you have mentioned with Capital One.

Thankfully I haven't had an emergency yet, but I would imagine having to wait 2-5 business days could become an emergency in and of itself. Would it be better to keep that emergency fund in my bank's basic savings account for quick access? Or, if I'm not financially strained despite being a low-income earner, do you think most "emergency" situations would allow for the time for funds to be transferred?

Thanks for the video!

What’s your opinion on money market accounts ?

Love Capital one hybrid approach to banking