How Do I Pay Off Debt When I Can't Afford The Minimum Payments?

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Their take home pay is roughly 3400, minus their rent of 1400, the 1000 for day care that's about 1000 dollars, food for 3 people, gas in the car. Car insurance, that's not a lot left.

Stop spending, stupid!!!!

I’m impressed with her recall ability of the figures. Often people don’t have a clue 🕵🏻‍♀️

Her real problem is that she married some loser

Two adults are working full time and only making $70,000 gross!? What kind of lousy jobs do they have.

Why when you follow the plan to live an affordable life people try to guilt you because they are drowning in unnecessary debt (like cable, streaming services, phone bills, ETC) like idk if I’m old school or what but if you can’t afford it cancel it and get your free time back to discover a new way of doing things that benefit you

Starbucks and fake nails will make your money dissappear quickly!!! I'm trying to teach my 17 year old not to get ducked into these bad habits!!!!

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Having a child is basically equivalent to going down to Miami and buying a luxury yacht. Same price over time. If you can't justify the one you can't justify the other.

I’m curious when Dave always says pay off the lowest debts when he doesn’t even know the interest rates associated. This seems to me more psychological than financial….but I certainly can agree the former is probably much more beneficial than the latter. The feeling of progress promotes actual progress…. I get it. I still think it’s irresponsible not asking what interest rates they are paying.

Dave thinks it’s 1902

I live in Vancouver, Canada and I gross 105k but take home roughly 65k. Must be nice to live in some of these states with low taxes, Dave always seems shocked about the gross vs net from some callers.

It’s so easy for rich people to tell poor people what to do. It’s just not that easy..Americans breaking their backs until they friggin die 🤦🏾‍♀️

The squinting when asking about income. Dave doesn't understand people who are making less than $40k gross.

Reach out to “Lamo081”for legit funding of you account,he’s the best of all

"Not gonna see the inside of a restaurant unless you're working there" 😂

How do you sale stuff around the house I'm not having the best with it

Regarding the 401k contribution, she should look at running the scenario of making a small 2-4% contribution. Sometimes you get a higher take home even with a small contribution. And if your company does a match, it’s even a sweeter deal.

her husbands a bum, thats the real deal. She just dont want to say it

I have 1000 month in daycare Dave : I don't care.

How come no one mentions Apartment debt. Haha😊

I'm English. Was a 401k contribution?

Funny how people always lie about there income even though its all recorded

California is only good if you earn north of 300k or are dirt poor. Anything in the middle is a frustrated living.

Truly amazing how some people aren’t even sure where their money goes or what and how much are taken out of their salary?? I mean really, I know exactly how much I make every month and where every dollar in my salary goes!

How can you not afford the minimums?

I think it’s the daycare?

I’d pay the highest interest rates first.

I'm trying to pay my debt off. But it takes so long. I cannot pay on minimums on everything. Everything NOT GOING to rent utilities gas power etc goes to 1 bill forcwhich I was sued. Im half through with that bill now. Should be another 10 months. Then I'll move on to the next debt from there

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Caller- I pay $1,000 month daycare
Dave- I don’t care. You should still be able to do this.
Sorry, what? $1,400 rent and 1,000 daycare tells you right there where all their money is going.

When Dave tells you to eat rice and beans, then you know you're in serious debt

Probably spending to much on buying stuff and going out

Move out from California
The taxes are too dam high in liberal states
And don't move to another state and keep voting the same way

Unbelievable I was owing about 10k grands in my credit card which I used in paying my Bill's when I had no cash, when I told neighbor about my condition, he told me about Mr Donald @ Official_donald_fx_ on Instagram and fortunately he helped me and I cleared all my debts

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The app doesn't work in my country whyyyyy, I need this

why would you pay off the little debt instead of highest interest? seems like a waste of money for extra motivation.

The log jam was an awesome analogy in his book.

She couldnt even get her lie straight about her income.

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do minimum payments go up when you cancel your credit card if it still has a balance.

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