I Put Half Of My Net Worth Into These Investments for 2025

Hello please what is the best way to make profits in crypto trading I have been losing recently!

Great video, I always appreciate your opinions and the fact that you speak so openly.

Do you have a separate channel for small caps? That'd be amazing!

My REIT investments got over proportional with this current dip haha
But i dont mind. But i still have a big cash portion, not sure what to do with it. Dont wanna buy a property right now and other stocks overvalued to go all in. Ima play patient

I finally joined HYL. Your accessible presentations and depth of reasoning is impressive. Most of my non REITS investments are in conservative dividend stocks (like J&J) . You help me sustain my cashflow as I enjoy my retirement.

Thanks, Jussi, for an interesting video on your investments for 2025. I'm pretty much going to stay the course with my dividend-growth investments, about 45% are REITs. However, I do have a very sizeable investment and long-term capital gain in Apple, which I will start selling since I have held the shares since 2013, but I will not completely exit my investment in Apple.

Best wishes on your condo purchase my guy. I’ve doubled the value of my condo purchase in south Florida in only 4 years. And as long as my HOA’s remain below $500 I’ll hold onto it.

I dont hate REITs, I think they are great. But many of the best REITs have not appreciated over the past 10 years while physical real estate has doubled or tripled in many areas. One of my rental properties in Arizona was worth $125,000 10 years ago. Now its worth $380,000. Putting $25,000 down as equity. 10 years ago has now turned into $280,000 equity (pure appreciation).

Thats an 11.2x gain in 10 years.
O, ARE, CCI and many more are flat. This is the big issue with REITs.

Another issue that I see is that you have consistently shown a chart of REITs outperforming the S&P 500. But the chart does not tell the complete truth because the chart ends in 2019.
I believe REITs are better than physical real estate IF you do not plan on taking out any loans. If its pure equity, then REITs all day. But if an investor can purchase in a fast growing area, get seller financing at a cheap interest rate, do a subject to deal (purchasing a property and gaining title and deed of the home but the mortgage stays in the sellers name), or just borrow money at a cheap rate, the investor will greatly outperform REITs.

I am 72 and have been retired for 2 1/2 years. i am currently 35% equities. I have a little over 6% of my portfolio in 8 high quality REITS. Most of my equities are large cap value dividend producing ETFs though i own VOO for the S&P 500 growth. I also have a 2% holding of roughly 20 individual blue chip dividend stocks. The rest of my portfolio is bonds of which 30% is intermediate term agency bonds, corporates, a few preferred bonds and municipals both taxable and tax free (more my taxable account) . The rest is short term treasuries laddered over 2 years. i hold 2.5% in cash money market. If the market has a sizeable correction i will add to my equities (likely more of the large cap blue chip dividend producing stocks) but i dont see myself going beyond 40 to 50% equities and have plenty of capital to invest if i so choose. But right now between SS plus my dividends and interest I am living quite comfortably.

i do appreciate your videos as they have helped me choose my REITS but i think 45% of my portfolio in 2 stocks not my cup of tea given my age and retirement status. Haha. But when i was younger i was generally 90 to 95% equities up until I lightened up 3 or 4 years ago as i approached retirement.

Merry Christmas and Happy New Year!

The market will always undergo changes and various challenges, so if you want fo reach your goals , you have to be really focused and do your due diligence. Also having a financial consultant

Tervetuloa🎉

I bought some more realty income this morning. Feel free to kick me in the balls if it craters 🎉

I'm buying AHH at current prices

Jussi can you do a video on IIPR

I Hit $12,590 k today. Thank you for all the knowledge and nuggets you had thrown my way over the last week .i started with 3k in last week 2024..... now i just hit $12,590

I like Patria but I have big problems with it. Management is printing a lot new shares for themselves, just cut the dividend out of the blue. Then the HQ is in the Bahamas, seems very shady. Maybe it would be good as a very small position but unless the above factors change then it’s risky

Nice

REITs and Smallcaps hey? That must be the reason why I like your channel.

Great video! I see that real estate is trending downward in Scandinavian (I have a couple of properties in Sweden). Think we will see an upswing in the scandinavian real estate market in the next couple of years?

Best Christmas wishes to you Jussi and to all your viewers. Can we visit you once you set up your family in Helsinki? Do give us your recommendations on fine dining after you get there. What are your thoughts on Small Cap Value ETFs going forward? I know you are not as bullish on large cap REIT ETFs but what about small cap value ETFs in general such as VBR? Care to hazard an opinion?

I reached $138k today. Thank you for all the knowledge and insights you've shared with me over the past few months. I began this journey in October 2024. Financial education is essential for over 70% of the population, as only a few are truly literate in this area.
Thanks so much Natalie Rose Strayer.

Interested in what your current view is on Vonovia? This is my #1 holding in Dec 2024. I have some strong folks sitting alongside me.

I highly advise you plug in that smoke detector.

Hey, i recall seeing a video some time back where you talked about LTC Properties and the negatives of the company. Do you recall which video that was? I tried searching but since the company names arent in your titles it doesnt bring it up. Lastly has your opinion of LTC Properties changed since your last video on it? Thanks so much

What's your asset allocation for 2025? Let me know below.
Thank you for all your support. Your "likes" help me a lot to keep on growing and I appreciate it!
Jussi