How To Buy Foreclosed Property from BDO (Step-by-Step Process)

“BDO” = ??

Hi, for foreclosed properties bought on instalment, how long can you make improvement or take over the property?

I would hire a reputed legal firm to do the title transfer for me and do background checks on the current title, ownership, etc.

Does the Bank guarantee, property will be vacant and title free from encumbrances on a foreclosure?