The budgeting method I used to pay off $73,000 of debt

The budgeting method I used to pay off $73,000 of debt

Syd Richi

1 год назад

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@samanthacurtis9497
@samanthacurtis9497 - 31.01.2024 00:10

Great video. So easy to follow! About to begin my debt payoff as a single mom!

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@26alexther
@26alexther - 04.01.2024 17:23

I love to write numbers even thou I don't like math.😅 The thing I struggle its buying groceries. We're a family of 6 and I feel I overspend $$ I don't do like a weekly menu. Any suggestions how much it should be weekly budget??

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@oldschoolbudgets1059
@oldschoolbudgets1059 - 20.12.2023 13:24

Hi I’m a new subscriber.

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@noname-yx9gm
@noname-yx9gm - 16.11.2023 17:10

Thank you so much for the info, I love following along with debt pay offs but that site with the free templates is a god send too.

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@OGKennyLee
@OGKennyLee - 29.10.2023 00:45

You're pretty!!!

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@fazeenawu7305
@fazeenawu7305 - 05.10.2023 20:19

You are awesome! you've turned a very stressful day to almost perfection. Thank you and may god bless you for taking the time to share this information.

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@Raymondjohn2
@Raymondjohn2 - 28.09.2023 18:20

40 now, and everything is paid for. Fortunately, I had a college economics teacher who taught me a lesson when I was 18 years old. That lesson was: you can't buy something else for every purchase you make. Having multiple sources of income is prudent, as is living within your means. I have a 13-year-old vehicle because it is all I need, I like it, and I can do whatever I want with it. My net worth is $4 million, and I can pay my bills without stress, but I don't live like I have that. I have no complaints.

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@WhatShouldMatter
@WhatShouldMatter - 18.09.2023 04:26

Thank you so much!!!

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@kingsagenda
@kingsagenda - 05.09.2023 15:31

The debt amount is the exact amount of my debt. I'm paying close attention. 🫡

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@ClaudiaOrtiz-pt3su
@ClaudiaOrtiz-pt3su - 13.08.2023 20:39

Thank you for the useful info !

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@cocacabana5843
@cocacabana5843 - 31.07.2023 01:44

Thank u fir sharing these spreadsheets- I downloaded and began to fill out 😊

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@fidelmavdvdoshea1021
@fidelmavdvdoshea1021 - 28.07.2023 19:38

Budget

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@cole3495
@cole3495 - 12.07.2023 22:23

Thanks for this video great resources provided.

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@Bebelossom
@Bebelossom - 10.07.2023 03:17

Thank you so much for this video ❤ it was so helpful

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@partsdave8943
@partsdave8943 - 08.07.2023 23:19

Same exact method that Dave Ramsey has advised for years called “EveryDollar”. Even has an app for that.

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@carmellabrown3335
@carmellabrown3335 - 05.07.2023 17:13

Thank you for getting us hip to Vertex 42. I enjoyed this video!

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@ayeshagurung9525
@ayeshagurung9525 - 28.06.2023 08:51

I can’t believe a budget tutorial would make me so emotional. I finally feel like I have some hope and I can one day be financially free. I love what you are doing and am sending you the best wishes and good karma to u ❤

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@-------------------DD
@-------------------DD - 25.06.2023 00:41

Great video thank you❤

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@martyedgar4677
@martyedgar4677 - 19.06.2023 21:15

Thanks for increasing my knowledge in personal finance and investment, I recently subscribed to your channel. I want to give a big shout-out to all those working tirelessly to earn a living and build wealth during this recession. My husband and I are both retired and debt-free, and we're living smart and frugal with our money. Despite the recession, we're still earning passive income thanks to our savings and investments in the financial market. Investing lifestyle has enabled us to earn a steady monthly income through passive means, and we're grateful for it;

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@benjiiwoo
@benjiiwoo - 25.05.2023 03:16

I need you in my life 🙏🏾

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@4EVABLESSED7
@4EVABLESSED7 - 10.05.2023 23:53

Love this!! I am going to use this as I continue on my debt-freedom journey!! Thank you for sharing!

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@deograsiamgaya3256
@deograsiamgaya3256 - 07.05.2023 15:27

Thank you for the great video, i will try this method. My debts are eating me am not happy with my life anymore. Thank you thank you. Be blessed for sharing 🙏

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@makeithappen983
@makeithappen983 - 11.04.2023 13:00

Good vedio
This could be two separate videos
Well done use a screen capture software

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@samuelgitau5352
@samuelgitau5352 - 10.04.2023 06:28

love this video, i feel like this method is what i need

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@erickacole3818
@erickacole3818 - 29.03.2023 20:29

Great video.

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@laminage
@laminage - 19.03.2023 22:08

Your Tablet is so cool. Where did you get it?

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@laminage
@laminage - 19.03.2023 22:06

Good for you Syd. Another fellow known as Caleb helps folks in their 20's budget and when he sees the mess they are in it is so heartbreaking. They have Student Loan Debts, Max Out Credit Cards, spend more than they make, want to keep up with the Joneses. For me I buy what I "Need" not what I "Want'. My only weakness is Dollar Type Stores or Amazon but I never spend if I don't have it

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@Jetaun8102
@Jetaun8102 - 12.03.2023 00:18

Thank you so much! This will be so helpful! My weight loss Journey in 1 year I have lost 70 pounds! With your help on my financial Journey I plan to be successful close to being debt free with your information! I do not make enough money currently by using this way of budgeting so I am going to sell some things and see if I can at least get within my means! Thank you so so much!!

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@AnimeFreak792
@AnimeFreak792 - 20.02.2023 21:30

THANK YOU! I subscribed just because you mentioned that website! That is a God send!! I have been killing myself trying to find templates of planners and budgeting templates (for free), and that site has everything! Thank you!

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@c.parker8439
@c.parker8439 - 17.02.2023 06:33

Great video. Good luck

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@Lexlex8003
@Lexlex8003 - 13.02.2023 06:55

I downloaded these on my Google sheets but it’s “view only” you can’t edit them or even type in the numbers. 🤷🏻‍♀️

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@jifunzekiingerezanadorothy
@jifunzekiingerezanadorothy - 09.02.2023 19:21

Amazing video

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@journeywithjasmine_
@journeywithjasmine_ - 06.02.2023 11:45

This was awesome, thank you

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@va.j
@va.j - 01.02.2023 02:08

I need your honest opinion . I’m also on a journey to pay 75$ of loan before I turn 30 years old . But I kinda hesitate. Do you advise me to pay my car loan completely? Is it going to affect my credit ?

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@itsfarrahlarae
@itsfarrahlarae - 31.01.2023 21:57

This is such a good video! I really enjoyed it and I just downloaded my templates. Thank you so much for sharing, I’m excited for the journey. 🥰🙌🏽🎉💕

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@abee9860
@abee9860 - 31.01.2023 20:58

I’m only 2 min into the video & you dropped a few gems already! Thank you!

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@LoveLifeLaugh121
@LoveLifeLaugh121 - 31.01.2023 14:09

I’m a little confused about how the 2 sheets work together. You have you budget and is the “debt” portion of your budget also what you’re using for the snowball effect?

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@stefflores
@stefflores - 31.01.2023 07:34

Love Vertex spreadsheets!

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@justhereyeah1112
@justhereyeah1112 - 31.01.2023 00:02

Excited already, thank you!!

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@TheGr8Isaiah
@TheGr8Isaiah - 30.01.2023 01:14

Thanks for the information

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@taylorswank8582
@taylorswank8582 - 29.01.2023 19:47

Exactly what I needed THANK YOU

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@relaunchinglife
@relaunchinglife - 29.01.2023 01:46

This was super helpful!!

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@emiliadejesus947
@emiliadejesus947 - 28.01.2023 22:17

Thank you so much for this video!!! I’m definitely using this to help me
Pay off my debt and feel better with my money

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@ebomim
@ebomim - 26.01.2023 20:53

Very helpful! Thank You!

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@eyeswideopenpodcast8733
@eyeswideopenpodcast8733 - 26.01.2023 12:12

I love this video, thank you!!! I will work on doing this starting February 😍 thank you!

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@sandrad3346
@sandrad3346 - 25.01.2023 03:42

Thank you so much for the budget spreadsheet suggestion. I don't have a lot of debt, but I found it useful to see where all my money goes each month. 😊

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@lozerluna
@lozerluna - 25.01.2023 02:34

Just here because I loveeee your voice!

And because my life is a mess ❤

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@thisisHowHedidit
@thisisHowHedidit - 25.01.2023 01:03

This video is AMAZING!! Thank you for taking time out of you LIFE to share this most valuable information. I've been wanting and NEEDING to create a budget, especially while going through my divorce. With this one income source, It's so important to get out of debt and stop being in the RED every month, constantly trying to figure out where XYZ is gonna come from to take care of ABC!!! I'm in the process of applying for addition employment, so including this income will ease a lot of my anxiety, not to mention, I'll be able to CLEARLY see what I have each month! Thanks again and many blessings to you...💝💝💝💝🙏🏾🙏🏾🙏🏾🙏🏾

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@stefvi
@stefvi - 24.01.2023 07:30

Awesome job explaining how to budget 👏🏻👏🏻👏🏻

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@ShaynieB
@ShaynieB - 24.01.2023 04:05

I need to budget myself.

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