Комментарии:
People are so stupid. Just buy a car with cash. Why would you finance a car????
ОтветитьAll that matters is the price of the vehicle. Do not borrow money. Do not pay interest. Do not make payments. Just negotiate the price of the car and pay cash for it. I make well over $200k/year (not including my wife's >$100k job). I drive a simple, paid-off 2020 Honda Civic Si. I could "afford" a much, much more expensive vehicle, but there is no need for me to buy anything else. Very few peopl actually need the $100+k trucks/SUVs they buy. It is stupidity at it's finest.
ОтветитьNot idiots but some people r simply doing what they have to do not what they want its called life guys
ОтветитьWhat crazy is that People pay this for used cars as well
ОтветитьI just purchased an SUV and a Truck .
My income is around that average income.. The trick if you would call it that is to add to your monthly payments so that the interest doesn’t matter.. $1100 expected car payment + $400/ month will have you pay it off in 36 months. Stop going to chik fil a and eat at home 😂
If the financing is how they make money. How come they sold me my brand new car for under mrsp at 0% interest rate? I am confused. They even want me to trade it in for the same value it was when I bought it and get another car for I can have a interest rate now.
ОтветитьHello from future land. To tell you what happened. Well it is simple. The cars don't sell and they are sitting there getting mark offs and still not selling. That is what happened. People don't need new overpriced cars that are more then a house yet loses value faster.
ОтветитьIf you have to finance a car, you could not afford it in the first place. You can justify or excuse it however you want; the fact still stands.
Ответить2004 3500 dodge ram cummins 5.9 diesel....own it....80k miles...ill have it for awhile...never had a carpayment....my grandpa always said payments are for slaves
ОтветитьYou know what Adam is the freaking idiot!! not once did I hear him say or anybody on the panel say anything about Americans only being interested in the payment price because that’s all they could afford. you guys make it sound like people are making the choice because they want to !! that shit really pissed me off. just because you’re making a shit ton of money doesn’t mean everybody else lives the same way. So come off your high horse…
ОтветитьIt’s because people confuse paying their payments with actually affording their payments😂
ОтветитьThey don't want us owning anything. And this is how the get us off the vechile.
Ответить84 month loans
ОтветитьDefinitely something I learned when I was younger, took forever to get my credit back on track consider myself higher income, but not high enough to be able to buy the vehicle I want outright.
So what I did for my most recent vehicle a few years ago a 2021 Mercedes E class it was about 90,000 a little over 110,000 total -35,000 finance from my previous car so with that and what I put down I had to pay about 60,000 back but I saved a tremendous amount in interest by paying essentially a little more than double my car payment. Now you know that this is impossible for many people but on average, even if the average person is just paying an extra hundred bucks a month you can knock off a solid year or so off of a five-year loan, which ultimately saves you more money in the long run and pay less in interest.
Back when I was trying to get my credit back on track I had to do Carvana and I got a vehicle that cost me 30,000 and with a horrible interest rate of 24% making the total that I would’ve had to have paid back $61,000 Again I paid about $300 extra a month and ultimately the overall cost was about 42,000 which ultimately saved me about 15 grand and I’m majority of the interest so I always highly recommend paying it off early if possible just chug away even if you only have 20 bucks a month payback 20 bucks pay the hundred bucks this month when you get taxes back put 500 down towards it it’ll help you in the long run
We are being price gouged by an industry that has gotten constant bail out and forgivable loans.
ОтветитьI remember some years back I have $6000 left to pay on the principal amount on a car I had I figured the interest and I would pay and additional $6000 in interest I took my savings and paid that car off and they turned me into the IRS for paying the car off lol I’m not sure if that’s normal it I think they where upset
ОтветитьIt's been a long time (years) since I've had a car payment but I still remember that feeling the week the payment came due. Stress and worry will shorten your life.... I couldn't imagine what I must be like to have a 7 year auto loan....
ОтветитьCalifornia registration is expensive
ОтветитьAuto insurance went up
ОтветитьI didn’t know I had 26 % on a loan that I only owed 11k on and I refinance and I ended up paying less and less in interest thank you so much
ОтветитьIn the UK I see people renting shit terraced houses with 35K GBP cars parked out front lol.
ОтветитьWith inflation cars that were affordable in 2020 are now ridiculously priced. People just don’t have the disposable income they had BB, “Before Biden “.
ОтветитьHoly fuck 33%!
ОтветитьCulture is ridiculously blind to reality and their own demands.
ОтветитьAmerican economy doesn't exist without an ignorant and compulsive buyers. If everyone was financially responsible, its all over.
ОтветитьI enjoy this content alot. I'm learning alot. I do live paycheck to paycheck and $20 is the difference of making it or not any given week. We are a family of 4. We work very hard in manual labor jobs. Please don't call us IDIOTS just because we don't know how to do what you've done. We may not understand it but we want to because at the end of the day living paycheck to paycheck is a prison and we are well aware of at least that.
ОтветитьIf people were forbidden to buy cars unless it was with cash …after putting 50k together in one bag most people would say “heck no”.
Everyone would still be riding horses 🤣🤣
The middle class is being evaporated
ОтветитьCars.. worst investment in life.
ОтветитьI have a theory. CDJR is moving towards becoming a luxury brand right. I think they are purposefully reducing their sales doing this to eventually blame lack of sales to reduce overall staff. Then possibly rehiring new employees when they bring prices down at a lower salary. This is one of the only things that makes sense to me with these high prices. Oh...and also...I'm sure companies outside of the industry will use this "signal" as an excuse to do the same. This isn't natural capitalism this is intentional manipulation of the market. Just my non expert opinion.
ОтветитьThat’s why repos are off the chart today…20k repos a day.
ОтветитьThe problem is when america made car the king of the land instead of the person. Theres no walkable areas in America everything is centered around the car. That's terrible for quality of life and it makes life more expensive and difficult. Should've made the country around people for walking and biking and public transportation
ОтветитьSeen this coming the day covid kicked in… By the way trump warned the country this would happen if the country got shut down.. guess what he was right.. thx Dems
ОтветитьThe average interest is around 6-8% now
ОтветитьIf your income is finite and you have bills, then there might only be a fixed amount you can pay monthly for a necessity like a car.
ОтветитьPeople feel the payments—not the interest. The interest is reflected in the payment and the affordability of that payment, so people aren’t idiots. They’re just on fixed incomes or modest family incomes. Salaries just have not kept up with these costs. Inflation now is terrible.
ОтветитьOh ffs... just buy a used car! Problem solved!
Ответить33%😂😂😂😂😂
ОтветитьHere’s what this new administration should do. ( and yes I said new administration because it’s coming wether you like it or not ) needs to do is put a cap on auto payments. 500$ max. There is absolutely no reason for this it’s all just to screw the hard working American people. And some stupid people still do it. 1300$ 1500$ a month. They just don’t care when they’re done with it they’ll come repo it and they won’t care. The problem. Not caring.
ОтветитьToday's question, how does the NWO get you, the individual, to achieve the goals of UN's Agenda 2030, UC Berkeley’s Center for Environmental Public Policy 2035 report and WEF's you will own nothing and be happy.
ОтветитьYou're not adding in how much full cover jinsurance increases that payment.
You have to carry full coverage insurance on a new vehicle.
My first car was 340 a month for 6 years n was a lease....they saw me coming
Lol
People need to wake up to Louisiana taxes
ОтветитьSo what is the strategy behind Toyota?
ОтветитьI went ahead and bought my Jeep Gladiator since World War 3 is looming cuz you know.. YOLO
ОтветитьThaxs sleepy Joe
ОтветитьThis is why the used car market has sky rocketed also.
ОтветитьAdam is so annoying. YES we know about interest rates 🙄
ОтветитьEither drive a new car and live of beans on toast and coffee just having a guess for some credit comes into the equation?
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