What is Short-Term Disability Insurance?

Sometimes you gotta take care of it yourself if they aint going to do right.

Short term is up to 6 months

Complications from an elective surgery. Surgery is performed but then there is a health development from that which keeps a person off longer than I anticipated. Are you qualified for short term from the complications of the surgery afterwards. Unforeseen health issues created after the surgery that was elective surgery. Other words you elected to have the surgery but you did not foresee or anyone for saw the complications and you become disabled and need more time off. I need some general advice

I'm trying to figure out if this is a scam or not.

I thought employers automatically provide short term disability by law. I don't understand why the video says to "consider" it.