Should I Move Credit Card Debt To A Personal Loan?

I really needed to hear this 🙌🏻 . . It really spoke to my soul & made me self aware. I don’t have debt, have about 11k invested, about 5 months in savings, but been somewhat gambling my savings, and been thinking of a personal loan to make my savings 10 months, worth it ? Or no loans and just cruise control ?

I had credit card debt from 5 years ago. My two credit cards were both at 22% APR. It seems like I was always paying a lot and basically not making a dent on it. I recently took out a personal loan at 7% and I actually feel like I’m making progress. I have steady i come. I’ve been eating out once a month. Buy groceries and being smart with my money now. I’m on track to pay everything off by next year.

If you are responsible enough i dont see any problem getting a personal loan to consolidate and help save on interest. Some people never get ahead cuz they can only afford to pay the minimum payments.

I did that and ended up racking up more debt on my cards I paid off 😭 plus I ended up adding a high interest rate loan adding thousands to my debt. I probably was better off just paying off what I had without getting a loan. But only thing it did help me with is moving to a new city.

Stop giving these swindling J,€.Ws your money!!

I love how this guys answer to every question is: "you suck. Stop spending money."

What an amazing video ramsey, love it. I also know another company that grants up to 10k. Very reasonable interest rates too.

Can I use a business loan to pay for personal debt that is transferred to my business credit?

Should you move credit card debt to a personal loan.... HELL NO AND HELL TO THE NO!!!!!!!!!!!!!!!!!!!!!!!!!!!

Rice and beans Rice and Beans

dude! YES!!!
you did do something! if living off beans and rice makes a difference then saving several hundreds or 1000s of wasted interest is too. i cant listen to ramsey very often bc of this type of response

RIGHT

This is true .. happened to me ! 😭

So yes but no?

Thanks man I needed to hear this, I need to cut spending and pay off more. I know if I do it I will just spend more and have to pay back the money. I should work more pay off more and spend less.❤👍🏼🙏🏼

Only just now noticed all other comments are two years old. Oops!

Rice & beans , beans & rice..... I'll try that more with some eggs and cheese on top.... ( leave out the stakes)

⬆️🆙No’one gets account funded perfectly than🆙....legendary

thanks for the reality check

Dave Ramsey sounds like Jim Ross when he talks.

Great

This had me laughing. Dave can be a funny guy.

🔝🔝🔝📌📌📌

Dave says a lot of whacky 💩 but this actually makes sense. Repentance- change of heart- is really needed !

I got a lower interest rate and still make double and triple payments to pay it off faster. Agreed you have to hammer at it the same way! Living on beans and rice😊 but if you’re just trying to lower interest rate and not going to hammer away at it don’t get it!!! Thank you for your advice.

What in midwestern tarnation did y’all’s just says ? No seriously, I understood 10% of what he said.

I can see both sides, but Dave always has great advice and wisdom none the less.

Im glad I watched this .

You are the Hamburger

Loan spelled wrong in the video

@bhadmanwayne on telegram he is the only real vendor I found on dark web I got live cc and dump from him ✅

All facts.

Knew i could count on Dave to help!

Like he said it's fine, just make sure it gets fixed.

Finally!! A typo in the banner! 😆😂

TO BE SINCERE I DON'T KNOW HOW YOU DO ALL YOUR GOOD WORK DAHCYBER YOU ARE THE BEST ON INSTAGRAM AND ME SO BLESS WITH THE SUCCESSFUL 6BTC..

dave chubbed up over the pandemic

That was as clear as mud.

@cardingmanager....telegram he is the only real vendor

@plugcarding12cc thanks for his support, I got my card telegram?? Yes

What does Dave think about the US Debt? Why is he so silent about what may soon destroy all wealth, including his, through hyperinflation? Please answer.

Good shyt real man advice

Thank you mind opening

This is honestly exactly what I needed to hear. Thank you so much.

Got real card from @Darkcard18 on telegram and he helped me load more on it, it still working no security issues so far......that guy is good for the job so far

This solved my debt crisis. I changed my spending and my debt was gone

A friend recommended me to a Legit vendor @cardermanager879 on telegram I got my valid cc with dumps and pin from him this my second term of dealing with him I never regrets

Thanks Sandra for connecting me to mikealrob0802 on telegram I got my too just off recent it cool legit no he’s great💯