Комментарии:
Excellent presentation and very thorough. Thanks!
ОтветитьI'm considering a review of my small $100k portfolio allocations, particularly in light of the pause in interest rate hikes. I'm curious about strategies in response to this that can make me a fortune during the election year.
ОтветитьIn a symbol: AVGE ETF for your equity portion of a three fund portfolio, for Bonds a T-Bills ETF and an Intermediate term diversified Government Bond Fund and for additional coverage a REIT ETF like FREL or VNQ.
ОтветитьI saw a video explaining why the zero fee ETF's from Fidelity are not worth buying because they are not transferrable to another platform
ОтветитьIs this info relevant for non-Americans?
ОтветитьDiversifying too much is killing profitability
Ответить💯
ОтветитьIs there any reason someone shouldn't move their money more into HYSA's instead of international and bond funds?
The expected rate of return is much lower for BND versus just keeping your money in an HYSA and the HYSA isn't as volatile.
The HYSA's may only be insured up to $250k, but could you just have multiple accounts?
Need help on actually how to execute the 60 domestic -20 international -20 bonds split for 3 fund portfolio in Fidelity. For example if I've $1000 to be invested, is it as simple as making 3 transactions (Transaction 1 = $600 worth of FZROX, Transaction 2 = $200 worth of FZILX and Transaction 3 = $200 worth of FXNAX)? Please let me know if I've understood this correctly. Thank you!
ОтветитьHi! I’m excited to be here in your channel and I’m interested in learning more about investing and saving up for my retirement but am a little confused about the whole process. Any advice or tips to get me started up would be greatly appreciated.
ОтветитьWhen I was much younger, I got introduced to Index Funds, I didn't know much about it at that time but then, an investment portfolio manager and stockbroker was recommended to me. She taught me all I needed to know, and we started the investment. Today I am trading and investing all by myself and making so much profits. I have an excellent business that pays well, but we all know that is never enough.
ОтветитьGood video. I would add the QQQ Trust fund for Growth it has beat most all others over the last 20 years.
ОтветитьBuilding wealth involves developing good habits like regularly putting money away in intervals for solid investments. Instead of trying to predict and prognosticate the stability of the market and precisely when the change is going to happen, a better strategy is simply having a portfolio that’s well prepared for any eventually, that’s how some folks' been averaging 150K every 7week these past 4months according to Bloomberg.
ОтветитьUnfortunately started doing a simular strategy in 2020. My bond allocation lost >50% of its value. Still $dollar$ cost averaging, collecting the interest and rebalancing, but I was definitely hurt by bonds
ОтветитьWith markets tumbling, inflation soaring, the Fed imposing large interest-rate hike, while treasury yields are rising rapidly—which means more red ink for portfolios this quarter. How can I profit from the current volatile market, I'm still at a crossroads deciding if to liquidate my $125k bond/stocck portfolio.
ОтветитьAs an investing enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over 545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?
ОтветитьAwesome video, thank you
ОтветитьY no se solapa el s&p500 y el msci world? Lo digo por la rentabilidad
ОтветитьAs of Nov ‘23 this portfolio strat provides exposure to about 30k different securities not 22 like the vid says
ОтветитьMr Yang, thanks for the informative video. What do you think about M1 Finance? I think it does the rebalancing for you once you have chosen a custom pie.
ОтветитьWhat do you think of FBND as a bond fund?
ОтветитьGreat Video. I never comment on videos but I had to on this one. This video has helped me tremendously. Thank You!!!
ОтветитьDude the market is crashing and your spreading this bs about making 2.3 million, such bullshit, stop it
ОтветитьWould you suggest the three fund portfolio for all circumstances? Example: 401k, Roth IRA, HSA and regular investing.
ОтветитьQQQ VOO SCHD is all you need.😊
ОтветитьThx a BILLION for for this! Easy to understand for normal people and yeah no spreadsheets or fund managers required 🤑
ОтветитьFor Beginners? My dear youngster, that is a portfolio for life.
ОтветитьWith all of the current events, what is the best approach to profit from the present market? I'm still debating diversifying my $400k stock portfolio to obtain some profits while minimizing risk.
ОтветитьAmazing info as always. Thank you so much!!
ОтветитьI have a $450k portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I feel a need to focus on complete growth so I went 100% stocks, but does the SP500 and TSM overlap too much to make sense holding both?
ОтветитьThis used to be one of my most watched channels... sadly, it's been a while since i visited it has been a very rough year... i am experiencing one of the toughest phases of my life... Lost a fortune lnvesting in emerging companies. Hopeful, for a turnaround.
ОтветитьVTSAX, VTIAX, VBTLX have a $3,000 Minimum Investment??? Can you suggest other options with less of an investment to get started?
ОтветитьBuilding wealth involves developing good habits like regularly putting money away in intervals for solid investments. Instead of trying to predict and prognosticate the stability of the market and precisely when the change is going to happen, a better strategy is simply having a portfolio that’s well prepared for any eventually, that’s how some folks' been averaging 150K every 7week these past 4months according to Bloomberg
ОтветитьI've sold a property in Michigan and I’m considering investing the proceeds in stocks. With the current market optimism, I'm unsure if it's the right time to buy stocks and how long it will take for a full market recovery. I'm also puzzled by how some are making substantial gains of over $320k within months in the same market.
ОтветитьYou are brilliant.
ОтветитьI started my investing journey at the age of 27, mostly through hard work and dedication. I am thrilled to share that my passive income exceeded $100,000 in a single month for the first time. This success reinforces the importance of the advice mentioned above. It's not about getting rich quick, it's about long-term financial prosperity.
ОтветитьWow, this is by far the best explanation of the three fund portfolio I have found so far, and trust me, I have listened to a lot of videos.
Thank you sir and keep them videos coming!
Hi there Humphrey,
Whats the split between your 3 etf strategy?
I have the following setup:
Vanguard s&P500
Vanguard FTSE All-World
Vanguard Global Aggregate Bond
fees total = 0.39%
What Ratio would be prudent for a pie?
at the moment i'm setup as 50/30/20 setup.
This gives 68% allocation to US market
Rest of world 12%
All bonds 20%
This is a little slush fund investment that i dollar cost average daily with £5 and will keep til 2037 when my state pension kicks in. I will use this then as additional income or to compensate the tax impact from my state pension kicking in that will top up my income from 3 private pensions..
What if some of the funds are in my 401k selection? Also roth IRA.
Do you still recommend having a separate brokerage account? Or should I max my 401k first?
Thanks!
Does this work for canadians?? I'm with wealthsimple
ОтветитьHumphrey thank you so much for all your knowledge sharing.
I'm 37 and want to simplify my ROTH IRA down to VTI and VOO. For this 2-fund approach, what % of each would you "hypothetically" recommend? 50/50? 80/20? Somewhere in between?
Thanks again!
How important is it to rebalance the portfolio or is that a personal investor decision?
ОтветитьAll three indexes have recorded declines in recent weeks, adding to the market's woes during the past month. I've heard of people getting up to 750K within a few months, and I want to know their strategies, so how can one benefit from the current market with an efficient entrance and exit strategy?
Ответитьswagxxswag
ОтветитьIf more than a decade away from retirement, then 50% VT and 50% VTI
KISS
Bonds are pretty much pointless until you're getting ready to retire, or are retired
Ответитьcan i replace bonds with gold?
ОтветитьIn Ireland the tax system is set up against index funds, it sucks balls. They complicate it enough to deter long term investment in them. Would love to know what you think would be the second best option through picking shares as CGT on them is a lot more manageable?
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