Комментарии:
Great explanation ❤
ОтветитьThank you for the good information
Ответить😢
ОтветитьThats okay there
ОтветитьThank you so much for explaining this very nicely
ОтветитьFix your acoustic
ОтветитьYou make me so proud to be South African living abroad!
Thanks so much.
💯
ОтветитьYep definitely a grave
ОтветитьThe whole video is just explaining what it is and what to do to avoid it pretty much no option mentioned
ОтветитьThank you for this very helpful information about overdraft, it has helped me to decide against taking one out and live within my means. God bless you.
ОтветитьNicolette, Why don't you put a Financial advise disclaimer in the beginning of your video so you don't have to say it every time, or do both
ОтветитьThank you so much for your insightful videos Nicolette:) Your property buying content is a real-life-saver! Please can you do a video on buying property from your parents, below market-value? Tax implications etc. Thanks
ОтветитьThank you so much for this video
ОтветитьI dont understand this overdraft thing.because ive heard people say they took years to pay theirs back but you are talking about R1000.00.i dont understand why someone would struggle to pay back 1000rand.wouldnt it automatically get wiped out once you deposit more than R1000 in your account?
ОтветитьThank you for the video ❤️.
ОтветитьWe sisi uya rocka!! I love the vibe in your explanations. What will happen if I put more money on the Credit Card?
ОтветитьI love how this is straight to the point, short, yet very informative.... Thank you! 🤗 💗
ОтветитьWonderful valuable info . . . These banker's & "T&C's" are like business tycoons whom wear different masks,in it for the money...
Your right it's in your hands - discipline & control . . . Reminds me of Kamala though I rarely ever state their name - Great lesson . . .
Thanks, very helpful🤗
ОтветитьI once had overdraft which was more than my salary. I had to take a loan from a different bank to pay my overdraft. Was young and didn't fully understand it. I will never ever have an overdraft.
ОтветитьI took a long term overdraft with fnb in 2018 of N$ 7000 and I only managed to pay back $1000 so far. I guess the problem has always been having to go to the bank and queue up.
They Current charge me interest rates but it's quite small and that has been my 1st and last overdraft since. Hope to pay back the remaining 6000 soon and close off that account
There's a difference between going into overdraft on your cheque account (meaning the balance becomes negative to allow for your debit orders to run) and HAVING an overdraft facility (which is a product and is priced differently kind of like a PL for example)... But agree with everything else
ОтветитьThis is very insightful, thank you
ОтветитьBasically it's a mini loan 😫😫. Is there a way to cancel such?
ОтветитьSo weird how I was talking about this yesterday and there's a whole video on it! Siyabonga!! 🥺❤
Ответить😪😪😪😪 thank you for this
ОтветитьUGH this was SOOOOO helpful, thank you!!!
ОтветитьI have an overdraft with fnb, if I dnt use it 4 a specific month, I dnt pay anything. But if I use it, I pay around R69 service fee and less than R5 interest, maybe that's because my salary comes in on the 25th and cover the amount, b4 the charges.
ОтветитьDankie Sis Nicolette, mara we need more content. I know you’re busy but if you can, spoil us pls
ОтветитьThank you sis❤️❤️❤️
ОтветитьHi, what happens to the overdraft contract when one becomes unemployed?
ОтветитьIf overdraft is a credit facility does that mean the more I use it and pay ut back, the better my credit score will get? 🤔
ОтветитьYou have the option of scheduling the overdraft over 12 months... Most banks will advise you to clear the OD with your 13th cheq that way you can still sort out your monthly expenses.
ОтветитьThanks for the ever educational content! We make such ill-informed decisions when young🤦🏾♀️. Been working to pay mine back the past few years - will get there soon
ОтветитьNever knew the “dangers” of using an overdraft
ОтветитьYhoooo one of the first things that forced me into financial literacy 🤦🏽♀️ They just gave me one and sis just started spending. I was 24 and so irresponsible.
ОтветитьI know banks enjoy taking our monies. However, why would we pay to have an overdraft facility? Shouldn't that come with an account that you open with the banks or the interest you have to pay once you in overdraft?
Ответить🥂We learn everyday
ОтветитьGang gang
ОтветитьNotification gang 💃💃💃
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