The Sad Reality of UOB One Credit Card

Am I right to say that, for UOB one card only spend a maximum of $2000. Then use another form of payment if u want to spend more?

Hi, sorry im late this to this but I have the HSBC Miles Card that i use for about 1000$ spend every month, the rest which will be around 600$, I am looking for another card - my spend would be grab + shopee+ sp utility, you think I should go for this card?

Hello Demi, do you know if recurring gym membership and SingTel bills / telco can be counted as part of the min. Spending of $500 on UOB One card?

Hi Demi! Thanks for the video :) I just started using the UOB one card and paired it with the UOB one account. However, I do not see any interest cashback for my UOB one credit card on my statement. Is this because it is combined with my UOB one account monthly interest rebate? Or do I not receive any cashback if I use both UOB one card & account? Thank you!!

hi demi, can you do a video for high spenders? I personally spend roughly 15k a month on social media marketing and propertyguru, what is the best card to use for the most returns?

Hi like to ask for UOB one min spent of $500, can the $500 spending be split across a few UOB cards?

Hey! Thanks for the video. I am using citi cashback credit card for my dining and groceries expensese (6%/8%),I would like to get another credit cars for all my other expense (which includes sp group utilities, flight tickets, etc). The minimum spending of 500$ should not be a problem. Do you think it makes sense to go for this one or do you see other credit cards that can me be more suitable to my situation? Thank you!

Sorry for this late query but are contactless payments at supermarket counted towards the uob evol spending please?

Hey Demi thanks for the information, now i know which high interest saving account to get for myself.

Worst credit card !! UOB still owes me refund and don’t want to process although they promised they will. I made numerous calls and I just given up already. I wish “good luck” to UOB and also whoever choose UOB. YOU WILL REGRET

Hi, how to use/link uob one CC to grab to make transaction? since top up grab is not consider transaction.

Are shopee, grab purchases, utility bills etc included in the minimum spend?

Let say I applied an uob one credit card in March and made a 500 min. spend on the credit card. Would I able to receive uob one account bonus interest in Apr since I will only pay the credit card in Apr (correct me if I am wrong)?

Hi can you make a video about prudential credit card review ?

As usual, thanks Demi for another super detailed video😀Keep it up. Looking fwd to you next credit card video.

For EVOL, how would you hit your online spending every month? Seems quite hard unless you are frequently doing online shopping/grab/food delivery etc every month

Is a very great video! Tks for your effort! 😊

I recently started using the UOB one credit card to pair with the high interest savings account. I get decent interest when I can hit minimum $500 spend a month. The quarterly cashback is a bonus for me. But then recently realised that I'm taking long leave to be overseas in the new few months, and will unlikely be able to hit the $500 per month to qualify for both the bonus high interest and the cashback 🥲

You're right, consistency really is key for UOB one, whether the savings account or the credit card.

Thinking if I should park my savings in a FD for 3-6 months to earn more interest than 0.05% while I'm overseas 🥲 Would you have any thoughts for such a situation, since you're also overseas for a few months?

So if I have alr spent 2k in a month, spending more at DFI merchants won’t give me more cashback?

"Insurance payments will be excluded from the awarding of cash rebate on UOB One Card but will
continue to be considered as eligible spend to earn bonus interest on UOB One Account"