I RANKED Every Credit Card of 2023 (What’s ACTUALLY Good)

Apple card has zero international transaction cost - this means i can be in england and use it natively like an english credit card.

Everyone puts travel as top priority card. I’m already an airline pilot that travels for free and free hotel points where I stay which makes most s tier cards worthless

Did Amex change their terms recently? So you won’t be able to get the sign on bonus for the gold if you’ve already received a sign on bonus for the platinum?

If you have a BofA checking account with Gold tier, you get 3.75% back on category of choice with BofA customized cash rewards card. I use it for the online shopping category which is a very broad category. It's $0 fee card, I use it for subscriptions and amazon orders and I get almost $500 back from it every year and I don't even have to think about it.

Bilt card only good if you have rent, I would downgrade that to A or B tier. Ritz is definitely S+ tier; best PP membership, access Sapphire lounges, best travel insurance, and if you use the 85k cert the card is practically free or has positive return value that gives you so many benefits. It should be alone on S+ tier.

The confidence you take in your work is really inspiring and amazing, special thanks The time and efforts you had put into deleting all inquiries and collections is beyond excellence. Take my cordial thanks! You are really an efficient, organized and result-oriented man Thank you for all the extra hours and extra effort you had to put on for getting this job done. I appreciate every bit of your effort. Thank you Solvency Backdoors for pulling this off so smoothly...

Some guy named Daniel Braun copied and pasted(almost) this title onto his own video. He has also copied your ranking system. His personality is annoying and his video is way over-edited. He is obviously copying you though.

I got the savor one card but didn't realize that it was the one for good credit so I didn't get any signup bonus. feeling sad haha.. but the rest of the things are same.

Cards for starters, low income, low spend

Talk about the American Express green card

Just opened my business card from chase. Can I pay my bills and mortgage with it? To reach my $6,000 goal.

What do you mean "pair" cards? How do you pair cards on a purchase? Like splitting payments? I'm so lost. 😢 lol

The Discover IT card is my easy go to. They took me in at my worst and treated me fantastic. Have the American Express Platinum and chase also. But I’ll always be a discover fan boy😂

How can a cc with a $400 annual fee be S tier? Is this video being funded by the banks? An S tier card should be a card that almost everybody should get and be able to use easily. Almost nobody should be getting a card with that high of an annual fee...

I’m confused, you say percent but is it times? 2x would be 200%, not 2%? Can you clarify?

I cant wait to own some best credit cards out there in near future.. just working my behind off for my poor mistakes ive made in the past, (various collections and poor credit). Ugh, it sure is a journey but I know I will clean up my finanical mess and gradually be successful with my credit/money journey.

Surprised you put the Delta Gold business card at D class. I;d put them up at B at least. No 5/24 hit, no hard inquiry.. free domestic flights. AF waived first year, $95 AF. Low spend requirement. I don't do international travel ever. Also witht eh Delta gold card, you get 15% off on the flights booked with pionts even.

Having to use Apple Pay as a downside to justify d tier for the Apple Card is just a dumb. Tap to pay is the future and and it’s the main purpose of the card. Basically everyone has tap to pay now. Also the integration for the card is top notch. Incredibly easy to track purchases by catagory, built in reminders,etc. it’s basically a savor one card without the terrible capitol one app. Either way if you are getting a credit card for sign up bonuses you are in for a world of hurt.

SavorOne also has 10% cash back on Uber and Uber Eats until November 2024. Which is pretty cool.

This video really REALLY needs timestamps

Thoughts on TD Bank card? I have 2 and I'm 22. I had them for 2 years

Discover it secured belongs in S tier

Creditone is absolute trash

Can you pay your mortgage with BILT?

I just wanted to thank you for suggesting Bilt. Going to save so much money not paying a transaction fee. There is a convenience fee, but $2.95 is so much cheaper than 3.1% of the rent.

are there credit cards that raise your credit score faster than others???? if so which one

Does cash advance count as spending?

The only reason I got the Apple Card is I can use it to finance my iPhone purchases to 24 months increments, only 45 dollars a month is way less burden than paying a thousand dollars upfront 😊

Minor nitpick about Amex Gold: with Amex Offers, you can likely save enough to let the card pay for itself (and possibly then some).

I'm considering a balance transfer card to eliminate interest on of my other accounts so I can pay it off faster. I see that Citi also has their simplicity card, which offers a 3% initial transfer fee vs the diamond preferred 5% initial transfer fee.

Just got offered the sapphire preferred with a 80k bonus of 4k spent. Im wondering if i should go for it. I also got offered the amex everyday cash

Where is the affiliate code for the chase card?

How did you slay amex platinum like that? B class? That's crazy! And did you have a bad experience with Delta? I get your point about devaluation of points but they are a quality airline. Plus if you use amex platinum you can stack delta and amex points at the same time on the same flights you purchase

Disagree on chase sapphire reserve. Its for sure S tier. Best rewards and card benefits for travel. Ive looked over them all and nothing beats them for travel.

Yep nearly all of my cards are S and A except my first card

There’s a sign up bonus for the Citi double cash right now guys. $200 for spending $1500 in 6 months or less.

Please disclose that you're sponsored by BILT. It's illegal not to according to the SEC.

what card if i don’t travel.

Question: should i still take built if it burns a 5/24 spot? Meaning I give up a big sign up bonus from another card and cant do chase for 2 years

If I'm approved for a sapphire preferred and a freedom unlimited what order should I get them and do I need to wait in between getting them?

Where do you rank the Citi Black AAdvantage card?

Right now I have 2 cards on the C and 1 card on the D. Have beeen trying to learn more. I have a 750 credit score but I don’t travel anywhere. Literally no where. So I’m not sure what card should be perfect for me….🙃🙃

I was expecting the Paypal Mastercard on here. Maybe next time

What about chase United mileage plus cards?

Delta gold card is useful. You get free checked bags and 100 flight credit after 10k in spend. Also, delta is a premium brand so you should expect it to be more expensive. I am not sure why you had to offer that opinion.

Any capital one card is f tier. Capital one is a terrible company

Amazing ranking! But what about the jetblue plus card?

Another chase fanboy 🤦🏽‍♂️ all the Citi cards smash out the chase cards why you rate them lower

Another chase fanboy 🤦🏽‍♂️ all the Citi cards smash out the chase cards why you rate them lower

Heya! Im new to your channel, and I've been watching some videos, but I'm really curious if you could explain something to beginners , like, how to apply to CC and how often, I've read a bit about hard pull inquiries and how you should apply to more than one in less than 30 days, but I'm not sure on that...