Beginner’s guide to buy-to-let mortgages

Isn’t you paying the interest monthly
Why you don’t calculated in the cost

Love the colour scheme 😛

Looking to buy a property where the mortgage is likely to be higher than the rental income. Or at least on par, due to current interest rates. Will this be an absolute no for mortgage providers? Does you personal income play a part, if myself and my partner have high incomes that would more than comfortably cover the mortgage should there be no tenant for any amount of time and my equity in the property is 35%.

Thank you for the informative video! You mentioned banks do stress test of 6% of LTV. With the current high interest rate situation, should we expect a higher percentage now? If there a formula for the stress test percentage? (exp: x+base rate?)

Can you still make a profit if you rent out a property

Might be worth knowing that in my experience, if you use a variable rate or a fix of less than 5 years, the lender may do a stricter stress test at a higher rate which may reduce how much you can borrow.

I hear deposit is 50% now

The link didn't work for the free mortgage calculator?

I notice you don't say how many properties you have. Why should trust your advice?

Great video.
Very informative.
Do you do deal packaging courses?