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I've been stressed that I wouldn't be able to save enough to put 20% down by the time I had hoped to buy, so hearing that its not the end of the world to put down less than that is really comforting. This makes me realize that I'm doing better than I thought I was on savings.
ОтветитьCan you talk about zero down loans
ОтветитьThank you Shaheedah! I’m looking into Downpayment assistance programs for New Hampshire!
ОтветитьHow would you recommend asking your lender regarding your monthly payments, how do I make sure they aren’t adding anything extra
ОтветитьGreat information ℹ️👍🏾
ОтветитьIt could also be 10%... you ALWAYS need residual cash for the unaccounted for things that happen
Ответитьgreat information
ОтветитьThanks Shaheedah very informative content as always.
ОтветитьI'm a international student. Can I buy a home with 7% too? Please, tell me what is the procedure for foreign to buy house
ОтветитьHi Shaheedah! I have been watching your videos for a year. I bought your first time homeowner’s guide and purchased my first home on April 5, 2023! Thank you so much for all of your videos! They were very informative!
ОтветитьVery informative. But let’s say you put down 5% down payment, how many years will you paying PMI?
ОтветитьNow try doing all of that while you’re still trying to pay rent,car payments and other living expenses..🙄
ОтветитьI have been watching you for the last 4 months and have gained so much information, gotten rid of anxiety and move forward in my process. ❤ Truly grateful for all you do. BLESSINGS
ОтветитьThis may be a strange question but how does the 7% change if I want to include buying down rate (whether seller or buyer paid) to lower monthly cost?
Ответить❤ thank you for sharing this information
ОтветитьI swear I hate living in NYC because none of these rules apply here. To buy a co-op minimum down payment is 20% and cost can start at 500K so that’s $100,000 minimum you need to put down. SIGH I’m jealous of everyone who lives in low-medium cost areas. Ok end of rant.
ОтветитьThis is such an important question to answer before diving into the home buying process. It's easy to get caught up in the excitement of searching for a new home, but understanding how much you need to save can help you avoid financial stress in the long run. Thanks for sharing your insights and tips on how to calculate the magic number!
ОтветитьIn Los Angeles its at least $40,000 in the bank.
ОтветитьDo you think the interest rates will go down or will it stay the same?
Ответить20% for a $250,000 house….no 🥴 I have 10% down and I ain’t giving more than 3.5% 😵💫 Either way thank you! I wish you were my realtor 😢
ОтветитьThank you for that information Shaheedah.
ОтветитьWhat should you do if you aren't approved for down-payment assistance? My mortgage lender said since I make above the average I can't get down-payment assistance.
ОтветитьThank you!!
ОтветитьBy the time you save the down-payment, the house you want will be even more expensive.
ОтветитьLucky number 7🍀 Very helpful video yet again!!! 💯
Side note: Cute top/dress! 💁🏾♀️
I saved 100% stay hard.
ОтветитьThis helps a lot, you making it clear for us.
Ответить❤
ОтветитьI inform my buyer clients to save as much as you can. Down payment and all of closing costs just in case the seller is not willing to provide a concession. Always be prepared
ОтветитьFirst!! 🎉 Awesome video! Thanks Shaheedah
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