How Authorized User Status Might Increase Your Credit Score

How Authorized User Status Might Increase Your Credit Score

MissBeHelpful

6 лет назад

47,187 Просмотров

Welcome to my MissBeHelpful channel!

PATREON: https://www.patreon.com/missbehelpful

In this video, I explain:
-what Authorized user Status means
-how it may or may not improve your score quickly by adding years to your age of credit

More from MissBeHelpful:
Common Credit Card Myths: https://www.youtube.com/watch?v=RFPeyxmMbo4&t=3s
5 Things to Consider When Applying for New Credit Cards: https://www.youtube.com/watch?v=iXowOnl0Wrc&t=3s
Credit Card Rewards… Do’s and Dont’s: https://www.youtube.com/watch?v=vYAZQBYcijs&t=4s
Become an Expert at Reading Your Credit Card Statement: https://www.youtube.com/watch?v=EsCuSODsRnY&t=1s
How To Improve Credit With Limited or No Credit History: https://www.youtube.com/watch?v=dslSyGRM6s4&t=32s
Best New Way To Improve Credit - No Credit Card Required: https://www.youtube.com/watch?v=6b9eMsb7K8U
Why I Don't Care About a Perfect Credit Score & Neither Should You: https://www.youtube.com/watch?v=gwj2ywlmf0Q&t=19s
Will Closing a Credit Card Lower My Credit Score?: https://www.youtube.com/watch?v=B_z1RDq4Z38&t=24s
Is 0% Utilization Bad for Your Credit Score?: https://www.youtube.com/watch?v=zGhzG6FvWBw&t=35s

Let’s connect:
FACEBOOK: https://www.facebook.com/missbehelpful/
INSTAGRAM: https://www.instagram.com/missbehelpful/
BUSINESS INQUIRIES: [email protected]

’Til next time… PEACE!
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Комментарии:

@bruh-bg5mm
@bruh-bg5mm - 18.04.2023 15:33

Hi appreciate the info. Can we use more than one indiviudal or one person on their multiple cards. I am already being sponsored by one person but i was wondering if that person does not have another card can i get someone else to also add me on a card and continue with both cards?

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@albertcastro409
@albertcastro409 - 02.01.2023 05:00

If someone has bad credit already. Then I add him as an authorized user on my card. Does that affect me?

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@butterbaby5484
@butterbaby5484 - 17.09.2022 17:56

You answered all my questions. Thanks

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@VictorLopez-fd8ze
@VictorLopez-fd8ze - 18.08.2022 12:37

I would like to know the rules and regulations on an e-bike and scooters how fast can you get them to go on the road out getting in trouble do you need driver license or do you need a motorcycle license can you get a speeding ticket or can you get any type of tickets I'm driving electric device

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@Bandman
@Bandman - 29.06.2022 20:08

Thanks sm

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@burniejohnson9512
@burniejohnson9512 - 27.06.2022 00:29

I was actually asked to do this for a person to buy a house wouldn't he have to use the card himself to get history

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@aniskalihacksonlinegmailcomfix
@aniskalihacksonlinegmailcomfix - 04.06.2022 06:31

👆👆👆👆👆👆👆👆👆👆👆Right plug for your credit score fix

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@monsooncaps6741
@monsooncaps6741 - 11.05.2022 09:37

Great video. Got my gpops and sister on my cards.

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@guevotes1
@guevotes1 - 15.03.2022 01:09

So beautiful. Omg most beautiful thing I ever seen

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@spgshiftlead9727
@spgshiftlead9727 - 15.11.2021 17:18

You are very good looking 👍🤑

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@inspiringminds6822
@inspiringminds6822 - 17.09.2021 23:35

How could you make it a business if you have good credit. Helping others establish good credit?

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@sabrin7847
@sabrin7847 - 23.08.2021 02:10

So if I’m the primary account holder & I add an authorized user who has bad credit history’s will it affect my score?/my reputation with the credit bureau ?

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@peaceofmind6141
@peaceofmind6141 - 05.08.2021 05:59

If planning to become an authorized user make sure the balance is zero before they remove you from their card or your score will drop especially if that card has a ton of history

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@runningdeer9809
@runningdeer9809 - 05.07.2021 22:19

If you are an authorized user say on your grandmas account, is that being reported to the credit bureau??

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@efrainocampo8994
@efrainocampo8994 - 22.06.2021 05:45

Smart chick's are sooo Attractive, first video I watched and probably not the last. 😇😅

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@mayrapizana8705
@mayrapizana8705 - 09.06.2021 18:53

I’m an authorized user on a credit card that person wants me to to pay it off and she can close it will that affect my score

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@19lol19
@19lol19 - 17.05.2021 04:17

Are you that same girl that dates that black Actor guy on Facebook named Tay Lindsey?

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@JoeyOnleyy
@JoeyOnleyy - 12.04.2021 20:08

I need a gangster girl like you in my life.

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@yallipop
@yallipop - 02.04.2021 20:59

I was an authorized user on my mom’s card, I did not receive a card. I think the primary account holder has to authorize that first. Anyone she paid a certain amount off and my credit score shot up.

But i asked to be taken off because she has high credit utilization, and I lost like 20 points after I got off her card. Lmao 😩😩

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@annabethholliegriffith7285
@annabethholliegriffith7285 - 28.03.2021 10:50

I filled bankruptcy on a vehicle and when i did they put my motorcycle in with it since i was still paying on it but just found out it still shows on my credit that my motorcycle still has an open account with the finance company and says ive missed payments since last April, but its suppose to be under chapter 13 bankruptcy, I've went through some really tragic moments that damaged my credit but after meeting SolutionX, every negative items were deleted along with my BK Chapter 13, this changed my life and I am now in the 800 club with a clean reports and debt free. contact\ send your request and mail to f i x x h a c k x s p y   @   g m a i l , c o m  .
 for any of your credit problems

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@justincaldero5174
@justincaldero5174 - 29.12.2020 00:37

I'm trying to add my 1 year old daughter as an authorized user on my chase freedom unlimited but it doesn't give me an option to add her social security number. How will her credit get boosted if the card will not even be attached to her social? I've called chase and they say to contact the credit bureaus and the credit bureaus say to call chase lol

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@malorymarvin4888
@malorymarvin4888 - 14.12.2020 14:31

After trying to remove erroneous, unverifiable and premature accounts from my personal credit report, an European Cyber Security Technician, Engr.SolutionXHAck  helped me removed them, I can’t thank him enough for life, this are account that should legally not be there and He gave me some golden secret about the consumer laws that govern what the creditor and the credit bureaus can and can’t do, I was sensitized about the FCRA (Fair Credit Reporting act). He can manage your credit score, help you settle/resolve your credit score dispute and help you challenge it with the law when it is not in your favour. I was so much impressed by his work and that’s the reason I’m recommending him as well. You can reach him via email f i x x h a c k x s p y   @   g m a i l , c o m  . or leave your message on business WhatsApp num +1 7 0 8 9 8 6 1 4 2 7 very good and reliabl
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@kishores7034
@kishores7034 - 04.12.2020 04:45

It's almost like girls blabber toooo much
She should shut up & talk on point

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@kishores7034
@kishores7034 - 04.12.2020 04:44

What is she talking
Does she even know?

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@jeffreylouism
@jeffreylouism - 02.11.2020 03:30

Love your videos, any advice how to get a repo off my report?

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@MissPinkapples
@MissPinkapples - 09.10.2020 22:47

Barclays did that to me. It doesn't report

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@zerajnimegroj3012
@zerajnimegroj3012 - 14.09.2020 02:06

im here cuz I have a crush on you

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@bronzeman-je2pd
@bronzeman-je2pd - 10.09.2020 20:52

My bro just turned 18 and I added him to my credit card WF so could start credit. They didn't ask for his SS so how would it help his credit?

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@bo197thre
@bo197thre - 29.08.2020 08:55

Will my authorized user's credit score affect mine if I add them to my credit card?

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@desireesalter6155
@desireesalter6155 - 18.08.2020 18:04

Ok, so when you become an authorized user under someone's account, and it gets approved, the authorized user gets a hard inquiry?

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@UnleashingRuin
@UnleashingRuin - 22.07.2020 02:09

Bro you fine as helllll I have no idea what this video was about

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@thecarguy7585
@thecarguy7585 - 13.07.2020 08:17

Thanks so much this helps a lot

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@johnnybbop1
@johnnybbop1 - 11.07.2020 23:35

🤦🏾‍♂️ you don’t get a hard inquiry for becoming an authorized user ! You literally just get added to someone’s card ! I’ve done it multiple times

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@johnnybbop1
@johnnybbop1 - 11.07.2020 23:33

I just added someone with a terrible credit score to my account as an authorized user they went up 50 points instantly. And they had 4 derogatory marks on their score already 😒

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@redgardx
@redgardx - 09.07.2020 12:31

Thank you thank you thank

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@SuperTRHall
@SuperTRHall - 21.06.2020 16:50

Can someone be an authorized user on more than one credit card?

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@Damo_LowEnd_or_NoEnd
@Damo_LowEnd_or_NoEnd - 04.06.2020 10:43

Question i have someone who have 7years on a capital one credit card credit limit 2500 but she in the hole 2100 because hard times so i iffer to help her pay it off or down to zero balance to become a authorized user should I yes or no i want it because of the age of the account whats your honest opinion

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@chucknasty7648
@chucknasty7648 - 09.04.2020 10:04

She is beautiful! I’m sorry but I had to watch this 3 times before I was able to pay any attention to why I watched this video in the first place.. Smh beautiful smile!

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@Prestigemuscle
@Prestigemuscle - 31.03.2020 03:47

Your sassiness made me subscribe lol

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@ClownWhisper
@ClownWhisper - 19.03.2020 18:27

I have an extremely urgent question I'm trying not to be homeless right now. I became disabled which screwed my credit up because of doctors bills. I don't know a whole hell of a lot but I don't have positive credit either right now. I have a friend with overall good credit but he doesn't carry credit cards he pays loans Etc so you his positive credit but no credit card he offered to take out a credit card and put me on as authorized user to help me. Would this still help even though it's a brand new card and he has no history with that card? Did they simply go by your credit history or by that specific card? I hope you see this because I am literally almost homeless

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@munkhuualtan8624
@munkhuualtan8624 - 10.03.2020 11:04

I just become authorized user last week and i checked credit score and history i didnt see any changes ?

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@franklinmartin2800
@franklinmartin2800 - 05.03.2020 21:51

Are you a parking ticket? ‘Cause you’ve got fine written all over you.

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@kentwoodard2877
@kentwoodard2877 - 20.01.2020 15:22

When we add an AU, do they have to call the bank to get the card active or can we cut up the card without contacting the bank and it will automatically report to the credit bureaus?

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@LordBlackNephew
@LordBlackNephew - 09.01.2020 00:58

Wow!

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@jordanjorge959
@jordanjorge959 - 27.11.2019 03:55

Is this posible with capital one?

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@derelictegrasshopper
@derelictegrasshopper - 10.11.2019 23:17

Which authorized user credit cards report the FULL HISTORY of the primary user to ALL THREE agencies?

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@8Brandon8
@8Brandon8 - 10.10.2019 09:32

I got added as an authorized user for 20k line in credit 6 months ago and it hasn’t showed up on my credit score

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@thesurvivalist.
@thesurvivalist. - 07.10.2019 08:11

The other positive is, you now have a relationship with them, so now you can go and get your own card with them. When you did it yourself you were denied, but now since they know you, it is a lot easier for you to get approved!

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@illmatic9480
@illmatic9480 - 29.09.2019 22:00

Bruh she so cute lol, thanks for the video

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