The Fastest Way to Pay Off All Your Debt

If a debit card gets hacked it takes forever to get your money back.

Term life gets very expensive as you get older.

Once I pay off credit cards, do I close the accounts? Won't that hurt my credit?

Thank you! Your approach makes a lot of sense and is very empathic. Much appreciate your kind delivery.

I can't wait getb out debt again. I'm doing this. I want get house. Is it worth the debt?

Repeat watching of the videos helps keep up the motivation. Enjoy the inspiration too.

It plainly says free app for everyday app but it is not. And the app sucks. It is full of problems. Read reviews before you try. Save yourself time and frustration. I had it but could do nothing without paying for subscription. I need to get out of debt not in more debt.

The thing people don't really tell you is that if you work more to pay off cc debt, what happens is that the minimum monthly payment you were making, now just sits in your account waiting. Then you pay off a second cc and another minimum payment sits there the next month. And if you pay the cards that are on high interest, or are about to become that, you save on interest payments. Then you might close a card and save an annual fee. So if your income stays the same, you're getting this free tailwind from payments you no longer have to make. The point is that the hardest part of the journey to being debt free is the start - as time goes on, there's more available funds than before being applied to a smaller and smaller debt. That's why they call it a snowball because it gathers speed simply from increasing in mass as a function of time.

I used both methods ,I had twenty thousand in debt and paid off 15,000 in 17 months,almost debt free

Do you have a video that talks about someone that didn’t have a lot of debt and doesn’t really have a lot of problems with knowing where the money is going or sending on frivolous things. Mostly didn’t know how to make money and lives in a high cost of living area? I would love to hear a story like this.

That poor man God bless him and his family.. so happy he didn’t have the stress of money to worry about

Pay off your debts by NOT BUYING $560 sneakers Rachel!🤯 That's HALF an emergency fund sugar!!!

Loved hearing this story!

Me watching for years and not knowing it’s her dad 🤯

Every video I watch on paying off debt focuses on getting a second job. All of those jobs are done through a phone and computer. But what about people that don't have the knowledge or help using computers that way? There are job shortages because most non skilled jobs pay 10 or 12 an hour. Now this doesn't even pay for gas. It's funny how they NEVER mention the single greatest second job to get you out of debt faster than any other......

I Will be debt free by Dec. 2022 woohooo I owe it all too my Lord Jesus Christ and Dave Ramsey.

Great insights 🔥

Lack of healthy cash flow and obesity are linked. Frustration compells people to eat more junk food. Content people eat healthy and don't crave for unhealthy food and drinks. Lifestyle is immediately affected by lack of finance. Obviously.

I love your dad he is one qho got me started on thinking differently about my future and how I live financially

in the Netherlands Christians do NOT take a life insurance cause your life belongs to God, you can't/don't "insure" your life...

I have a bunch of stuff in collections that has been in default for years. How do I go about paying these off? Do I add them into my debt snowball (where I'm currently paying minimums and actively paying every month) or do I attack these after current debts are paid off?

This is almost too incredible to believe. Im a complete crypto newbie and i am interested in trying to do some of this stuff. Im fascinated by passive income and crypto. My issue comes from just the mess of exchanges and wallets and coins. For example Instant profit is a site where i made lots of profits that is a master holder or auditor of holdings or is everything Like can you somehow make profits all of your earned coins into a side or central account or wallet.Amazing content by the way.

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Hi, you just inspired me to do things again that I'm supposed to be doing before. You opened up my interest in business again. also a big thank you to Instant profit❤org

Instant profit❤org will really change you for the betterSuch an inspiration!

I get more excited about earning rewards through staking with Instant profit❤org

I’ve re watched all of your passive income videos several times over and I’m staking everything I’m out there shoveling snows off roofs and putting it all in crypto knowing that one day that money could 10x Thanks to Instant profit❤org

Everybody close to retirement already knows most of these. Real question is where and how to go about these investments factoring the inflation rate. Is there even any other option besides the much talked about stocks and crypto?

instant profit helped with the bills

instant profit helped with the bills

instant profit helped with the bills

I was losing a lot of my total investment in digital currency until i was referred to instant profit helped with the bills, I'm proud of how my portfolio looks now.

FROM INSTANT PROFIT ITS NEVER TOO LATE TO START PREPARING YOURSELF FOR A BETTER AND MORE FINNCIALLY SAFE FUTURE , THE TIME TO BEGIN IS NOW , START SOMEWHERE START ANYWHERE

Thank you so much for this video, Instant profit truly helps creators and anyone looking to get paid in this economy. Transparency = education 👏🏻

I’m stuck at BS2. All of my creditors have stopped contacting me long ago and I’ve been in collections for almost 7 years. I recently ordered a copy of my credit report and I called the least amount owed creditor first…I was referred to 2 different collection companies and absolutely no one has any record of my debt on file. I haven’t reached out to the others because I need guidance in how to approach them, how to handle sending money (and without being scammed). I owe $17,809 total to become debt free. My goal is to pay this off in 6 months by selling everything except my dog and my vehicle. I am going to own a home by June 2023. Anyone have any suggestions? Thank you.

Wife and I finally had enough of having debt and never feeling like we can do what we want with our lives, we decided to try the debt snowball method and we’ll be done with everything by the end of the year. Maybe sooner. The point is, right now is a bit of a sacrifice for things we love doing at home and now we just put all our money into our debt and pretty soon as long as we stay disciplined we will never have debt again.

Hey guys so I’m trying to pay $18,000.00 (estimated dollars.)

(This doesn’t include my vehicle.) I work full time and still feel like I’m not seeing faster results, I’m to the point where I need another job.

I did not recognize Dave smiling like that.

Wow , so smart and beautiful woman 👩 😍😍😍

this is just what I need to watch while still investing in crypto

We have debt we need to pay off. We almost left today and bought lunch and went to an arcade (probably on a credit card) instead I’m sitting here with a pb&j and that 1 decision made me feel so much better. Thanks for the all the help and advice, we have to change the way we think about spending/saving. It’s tough but there will be much to gain after we buckle down ❤️

Gambling isn’t a good way to eliminate debt

1st time ever actually seeing him. Looks completely different from what I imagined with his voice.

The Debt Snowball really works!!!! It worked for me!!!

You mentioned term life insurance why not whole life

Love this but going to the black and not the green.

Proud “avalanche” here. Although I get your point that most need a bit of snowball to get going, no need to put down us math smart to make your point. :) thanks

sooo good.. thanks Rachel and Dave!

Rachel can turn any story into a Xander ad! Lololol 😂

I paid already thousands of $$ in debt.
Now I'm 17 k left.
Gonna pay that in 1.5 years or less