Health Insurance Basics: How Do I Choose the Right Plan?

thankyou so much for this video

Thank you so much for this video. Super helpful and well presented. Your time and effort is most appreciated!

the simple fact you're charged even when you don't have healthcare let's you know the whole thing is a scam!

I have a question. I have health insurance through pennie Marketplace, and I know there is a 90-day Grace period. If I'm late paying a premium but I'm wondering is it okay to be late a couple months in a row? When I say late, I mean paying the premium 2 or 3 days after it's due. And I'm talking about a couple of consecutive months. In other words, I'm paying it each month, but it's a couple days past the due date when I finally send my payment in.

So if it's due the 1st of each month, is it okay to pay it by the second or the third day of the month without facing any penalties? I'm talking about doing this for maybe 2 or 3 months in a row. Understand, I am paying the full premium each month, it's just going to be a couple of days late for 2 or 3 months.

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Is $189. per week a lot for a family plan?

This is a very useful video! Thanks for sharing this!

like asking the fox for the best fence for the chicken coup

nice

The fact that we as Americans put up with this shitty system is mind-boggling.

I'm less confused, yet still confused...this is a maze of rules and exceptions. I'm starting to realize that the insurers are the key to good healthcare, not the doctors.

great video!

I am soooo lost 😞

Total scam. almost all my copays with IBX are $100 dollars every doctors visit. What a joke!!!

This is reason to riot in the streets

if people are retired can they still keep their coverage and if so will they be able to get a better deal / plan for the medical coverage

as someone who knows nothing about health insurance, this just sounds like a bunch of letters being thrown at me

This company is the worst to buy insurance from. They will try their best to not cover your medical expenses. I was left with $15,000 bill for my new baby hospital bill. They said the hospital is out of network and we will not pay out of network because should be delivered some where else. Can you believe that.

Thank you so much for letting me express my feelings about your post. You record every blog post so well. Keep the hard work going and good luck. Hope to see such a beneficial post ahead too.

Deductibles shouldn’t exist. What a scam.

Find Your Doctor

Which Is The Lesser Thief

Thank you a lot for this video. This is very interesting and informative. Keep posting like those amazing videos, this is awesome.

this is fucked up

Seems too complicated. I miss Europe.

This is a example please let me know if you know this

Insurance has 65 dollars for doctor visit
Uninsured people would pay 300 dollars.
So if i have insurance n havent start my deductible, does my deductible pay 65 or 300?

How much do I actually save? It seems like I pay MORE money over time. Which is stupid because insurance companies are the reason hospitals are so expensive. Because they are always trying to haggle the hospitals.

Thank you a lot for this video. This is very interesting and informative. Keep posting like those amazing videos, this is awesome.

Health insurance should not be allowed to exist. They are the reason why medical debt is a thing.

Hi

16 اسلام عیکم انشورنس مافیا اور تکافل مافیا والوں کی جو تربیت کی جاتی ھے بہت زیادہ تربیت کی جاتی ھے آپ جیتنی بھی انشورنس کارکنوں ایجنٹ کو بات سمجھا لیں کہ اس فراڈ دھوکے سود جوا سے بچ جائیں لکیں وہ نہ بچ سکیں گے کیونکہ مفت حرام کی آمدن ھوتی ھے آپنی جیب سے تو لگانا کچھ نہ ھوتا ھے صرف اور صرف لوٹ مار ھی کرنی ھوتی ھے وہ کوئی جیتی کر لے ساتھ لڑکیاں رکھی جاتی ھے دن اور نائٹ لوگوں کے کھر جاتے ھیں بہت گندہ کام ھے لکیں جو قابو آ چکے ھیں وہ بہت مشکل ھے کہ اس گند سے نکل سکیں آپ سے عرض ھے کہ جو آپ سے فراڈ ھو چکا ھے انشورنس کے نام پر اس کو سامنے لائیں اور جو فراڈ ھو چکا ھے آپ کے جاننے والوں کے ساتھ وہ سامنے لائیں تا کہ ہماری آنے والی نسل انشورنس مافیا کے ظلم کا شکار نہ ھو جائے انشاء اللہ زندگی باقی بات باقی اللہ حافظ

Would be a lot better if everyone was on Medicare and at 26 years old we all paid the same monthly premium.

Health Insurance Basics in USA: Let's make it super complicated so we can steal as much as we can!

LMFAO THIS IS SO SAD

record every conversation w/ your insurance companies. some companies like aetna think they can do whatever they like even if you have urgent needs. at some point it becomes abuse.

whatever you do, be wary of aetna especially if you have pharmaceutical needs.

Health insurance should NOT be the same as your car insurance. Don't you see the different, America?

Insurance companies in the US are in bed with big pharma and the medical industry. Completely rigged. You might as well save up money for healthcare costs and pay out of pocket.

Can we please just put this shit on the free market already? So annoyingly complicated

I'm getting the fuck out of the US

Me a British citizen with free healthcare 😁

This narrator sounds like Brené Brown lol

Okay so I was right, this is a scam lol. Pay a monthly fee to be a member of their health insurance, but if you need their services, you gotta pay "out of pocket" also. Thank you for the video

This country really sucks with its healthcare lmaooo

amazing video thanks

I don’t know why should I pay a premium...if I can never afford a deductible... like I’m broke. For my family of 4 the premium is $450 a month....that’s cheap? I barely make 3 grand a month. My deductible is $10,000+++ ...So I pay you and still pay for everything??? I can’t afford $10,000 a year. This is a scam.

This is the most worthless video i've ever watched. It helped me none. Thanks...