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The understanding here is quite profound. A book with akin insights provided a fresh viewpoint. "Mastering Money Mindfulness" by Benjamin Hawk
ОтветитьA classic book too is The Only Investment Guide You’ll Ever Need.
ОтветитьA good broker will save you time. If a broker is honest and transparent with you, then keep them.
ОтветитьMost Americans like me find it hard to be convinced to work with advisors. Some have close to nothing in investing/financial market knowledge. Now my question is, will you pay an individual to just work on hearsay and predictions that don't sometimes materialize or trust in their guts? I rely on pensions and need fund investing ideas for my 400K assets
Ответитьfrom what I heard the number #1 mistake people make is listening to a huckster like this am radio charlatan
ОтветитьYour money....Good idea.
ОтветитьYour videos are very useful and provide lots of information. I have received lots of help after watching this post, please continue to share this kind of information. Thank you.
ОтветитьComment
ОтветитьAsk how the advisor is paid & how much MER's are.
ОтветитьI don't know if learning a little about finance is enough to keep you from being swindelled.
ОтветитьVTI and chill.
ОтветитьFu
ОтветитьThe pandemic has shown us just how quickly decades of planning, investing and saving can be completely upended. This could mean your current financial plan might leave you without enough money to last your retirement. A recent Vanguard study found that, on average, a hypothetical $500K investment would grow to over $3.4 million under the care of an advisor over 25 years, whereas the expected value from self-management would be $1.69 million, or 50% less.
ОтветитьWhat great advice and I don't know that you'd ever hear this take anywhere else.
ОтветитьMy mentor is a Fa I’m a F.A in training the first thing he thought me was it’s not about making money , it’s about helping people live better lives . I took that lesson to heart coming from a poor country all I want I to do is help people become their best selves .
ОтветитьI went for a face to face meeting with a fin adv. After the meeting i felt like a number. 😢
ОтветитьThe quickest way to make your first millions is to invest directly with an expert that is trustworthy and has made a name and individual billionaires
Ответитьgot me a ((man))
ОтветитьWe (investors) are supposed to educate ourselves so we understand investments and which ones are right for us. The problem with that is most of us are busy trying to make a living at our chosen profession and we cannot possibly compete with someone who is a professional broker/ advisor who has 20+ years of daily experience. And if we do possess such knowledge……why do we need an advisor? We can and should do our due diligence but it seems to me at the end of the day we are left with having to pay someone to tell us what to invest in, and of course they will recommend one of the products that THEY sell !
ОтветитьGreat video Dave, one that folks really need to watch. I’m 50, retired a while at 45. I have 35% of my capital invstments in an IRA, 25% in index funds, and the balance spread across other investment accts, in cumulative of over $ 5M. I receive income from my rental properties too. Zero debt and all is going accordingly .
ОтветитьThank you. Thank you. Thank you!
ОтветитьGreat advice!
ОтветитьI am considering Fisher Investment to help manage my retirement savings. What are your thoughts on this? Do you have alternate suggestions?
Ответитьi like your video thx
if my annually income 50-70k and my brother income 35k
and we want to buy house worth 200k
we sold our family land back home overseas and we can receive the money here so we can buy the house all cash , or we can borrow other 100k from friends and family to buy a 200k house
what you think in this case how IRS would do since it showed only we making around 100k annually income ,
we still can purchase the house in cash without issues with IRS?
My father advised against any adviser he said they take your money. when he died he had 2.5 million in assets with no adviser. I manage my own money and am doing very well without an adviser.
ОтветитьBest lesson I ever learned was to happily admit my own ignorance and be receptive to learning from everyone.
ОтветитьTwo years ago i received an inheritance of 150k. My wife suggested we bank it. So we agreed to keep back €30k savings. Put €45k in an index linked fund and the remaining €75k we secured a business loan (already have a separate services business). We also took in two investors for funds but also for strategic planning as they have built large businesses before. As it currently stands the new business is set to turnover in excess of €1.6m this year. Yes the loans could be repaid, but that is not the goal. The ultimate goal is to sell the business, but its not ready for that yet.
Its hard to make the leap, the doubting oneself. What if i fail, and i have failed before. Think getting the right people around you, having a vision of what it could be and bringing everyone into that dream is what counts.
Half this video is Dave ranting about shame. Dude, that wasn't the question. Just answer the question.
Ответить*Dont get robbed playing with these “financial professionals”. They put on a suit, a smile, and you won’t see the wolf in sheep clothing. Be very careful kids.
ОтветитьIt's my money 🤑💰🤑
ОтветитьThis is the exact question I had today, Thank you for your insight Mr. Ramsey.
ОтветитьHay quá
ОтветитьI invested in computershare I was contacted by them a while after my partner passed to tell me I had a substantial investment and can i supply a new address as I moved after she passed and lost all my paperwork I asked for the funds to pay for the funeral and they said no as I couldn't tell them where and what business I had them invest my money in..
ОтветитьHay quá
ОтветитьIn the famous words of Michael Irvin, “I don’t know anything about anything… “
ОтветитьThis was so good to see!!! Much needed.
ОтветитьHay quá
ОтветитьThis clown is an obnoxious snake oil salesman pest. Fast talker for slow thinking suckers
ОтветитьDon’t put god in this. god has nothing to do with money 💴 faxxx
Ответить👍
ОтветитьBe sure to you Daves guy so he can get a cut of your $$$
ОтветитьWell said. It's important to find an advisor that is a fiduciary, has credentials (CFP, CFA, CPA etc., not just sales experience and educates the client. A great advisor should be a great teacher to those they work with. The investments making up your portfolio should also be easy to understand, not complex products.
ОтветитьDave kinda dropping the ball here. Doesn't matter what your net worth is, everything should be dealt with with respect.
ОтветитьMost financial advisors are of the mindset "It's YOUR money, and I want it NOW!"
ОтветитьThis guy sounds like a bitter angry old man.
ОтветитьThey trust them.
ОтветитьThank you. As someone who is just getting ready to meet with a financial advisor for the first time this was so helpful!
ОтветитьGetting a financial advisor was one of the wisest things I have ever done. She did insist that I understand what her plan was and spent time explaining things before and after I signed up with her. Made my first million earlier this year through her.
ОтветитьGetting a financial advisor was one of the wisest things I have ever done. She did insist that I understand what her plan was and spent hours explaining things before I ever signed up with her.
ОтветитьGreat advice. I’m a FA and I teach not sell, because once I help you understand the benefits of the products they should sell themselves. Don’t be afraid to use a FA, just choose the right one.
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