NEW CREDIT CARD: Wells Fargo Autograph Visa Review 2022 - 3% Cash Back Categories All Over The Place

Wells Fargo is devilish!

Are you applying?

I'm still waiting on a card that gives you 3% unlimited cashback on everything.

Any $25 stupid rule is a pass.

I just noticed it is an almost direct competitor to the Capital One no af Savor One, trades groceries for cell plans but nearly identical in the main 3X categories.

I have the propel. And I can tell the difference, 3x on phone service and the rental protection which propel don’t have.

I get 3% on dining on freedom unlimited and flex and get 5% on freedom flex for the next year

Thanks a million Adam!
Hot off the press, as always!💗
This is a winner for me! I will couple this with my active cash card.

Great card for a one card setup.

Why a relaunch? The need to do that after every new scandal.

I feel like the problem with Propel card was AMEX network

Well Fargo very tempting but I just can't even... with WF 🙄

If I'm forced into Autograph from Propel I'm cancelling. I got Propel because it's an AmEx.

Just be aware that with Wells Fargo (1) you can only redeem cash back in $25 increments and (2) your points do not post at the same time as your statement (as it would with most cards) but can take days to post. And you need a Wells Fargo checking account, because they will not transfer to a bank of your choice. Only other option is for them to mail you a check. Not exactly the greatest.

I think AX had decided it was not going to renew the partnership with WF. Ax realized the Propel was a pretty close copy of the Green card. Most of the same benefits without the $150.00 Green Card fee. Some time in the future I think WF will have to cancel the Propel when the contract does end.

If they don't allow for a product change. I'm going to get the autograph anyway. WF allows you to move your credit line around on your cards. I will get the Autograph, transfer most of the credit line from the Propel to the Autograph. Place the Propel in a sock drawer.

Wonder if you can product change the Cash Wise visa to this

Great card, it’s a shame it’s with Wells Fargo. Not worth the headache of having to deal with them.

I don’t think it’s a relaunch I think they’re doing this because this card will be on the visa network which means it’ll be accepted in more places than Amex

What’s the best cash back set up? What is everyone running? I’m thinking Citi double cash card, chase flex, wf active cash card

Wells Fargo? More like Wells HELL NO.

Thoughts on pairing this with my capitol one savor and PNC cash rewards?

The best three card combination I have found is the US Bank Cash Rewards cards - You choose two categories for 5% every quarter and 2% on gas or grocery + Chase Freedom Flex that gives rotating categories and 3% on Dining, Drug Stores, 5% for travel and hotels and $800 for phone protection (better than $600 here) + Chase Freedom Unlimited at 1.5% for everything plus special perks at higher percentage for certain stores. Not enough to justify applying for this WF card or 2% for everything card. At least not yet.

WF made mistake with PROPEL, so now they come up with a Replacement Card....

Sounds like a great card from Wells Fargo. I’m not a fan of Wells Fargo because they are trash but no annual fee and no foreign transaction fee is great.

Navyfed more rewards or wf autograph…

Wellsfargo! No application necessary! 🤣

Wells Fargo reputation is not to be ignored. If there was no one else...maybe.

Fico is a racket. 6 point hit for an inquiry. 24 point hit for a new card. Yet I Lowered my debt $1,100, lowering my credit utilization to 2% and only received 4 points for that. A racket I tell ya.

I currently use the Propel/Active Cash combo. This looks good, some smaller food joints don't take Amex so that'd be a slight reward increase and the removal of the foreign transaction fee is great. Looking forward to the product change

Unless I'm just not paying attention and missed it, does the "travel" portion have to be done through a special portal, or can you literally book a Motel 6 and get 3% for that?

I cant believe it. I actually got approved for $3500. I just cant believe it.

I recently "Switched" my card from a starter platinum wells fargo student rewards to the autograph visa. I only have a $1,000 limit and am wondering if it is easy to get a credit line increase after upgrading to this card.

They always offere me that card I even have the envelope here with me right now I guess I will think about getting it

Got mine autograph visa at 18 years old . First credit card . $2000 limit .

Are balance transfers included?

Some comments state "I have a 1k limit". Why would WF give a 1K limit on a card you need to use $1500 to benefit from? Typical Wells Fargo. What CBR are they using on the application?

Nice card!
Well done Wells Fargo!

I matched it with my Blue Cash every day (3% Groceries and Online Shopping). So I'm pretty much Thanos with the 3% infinity wallet now.

ANY card can book travel thru BILT Rewards to get 1X BILT Rewards + that card"'s X / %.
Autograph used in this way gives me 4X minumum on Travel. That 1X BILT points I add to my other BILT points for 1.25X redeemed, 2.2X Transferred (average). So actually that combination gives me 4.25X, 5.2X. All with no annual fee and no foreign transaction fees. The points for both cards have a versatility that other cards do not.

It changed their bonus to spend $1000 for 20000 points or $200 😒

@24.24% variable interest rate!😲 APR 4 cash advance is 30.24% , also variable rate based on US prime rate. Given how people tend to run a balance on credit cards, not a good idea for people who are on a very tight budget or have no impulse control. 😉 Banks know human nature and count on people running up their credit debt. Then again, maybe I'm just a cynic. What do I know. Think it through before you apply.

If you have the Wells Fargo active cash, can you transfer the points to this card and vice versa?

I didn't want an inquiry right now and had an old WF Platinum I was keeping just active enough not to get shut down (oldest card). They let me PC to the Autograph and move some credit line from the Active Cash.

What good is the 3x back on gas if the credit price at gas stations is higher?

Thanks for the information Wells Fargo said they converting my propel card to this card

thanks

no grocery category