Martin Lewis Shares His Advice on Mortgages | Good Morning Britain

The banks are financial parasites. Pay off your mortgages and don't use their money. They will suck out your life blood and spit out the husk - you don't need them, they need you. Overpay and pay it all off. Yu will be glad you did!

Why cant we have good people like martin as mps? He should be our chancellor.

🎉2ndlife🎉

Peoplehumansquransabovegraveyardthresholdabovegravemortalitycostsorangeshumans🎉

Back in the day, when I purchased my first home to live-in; that was Miami in the early 1990s, first mortgages with rates of 8 to 9% and 9% to 10% were typical. People will have to accept the possibility that we won't ever return to 3%. If sellers must sell, home prices will have to decline, and lower evaluations will follow. Pretty sure I'm not alone in my chain of thoughts.

Mortgage rates are currently at an all time high since 2000(23 years) and based on statistics on inflation, we might see that number skyrocket further, a 30-year fixed rate was only 5% this time last year, so do I just keep waiting for a housing crash before buying or redirect my focus to the equity market

Interest rates are still below the long-term average, people have been used to unrealistically low rates for too long and are unprepared for normality. Rates will rise more then return to 'normal'....which is 5-6%

This administration is putting many families in difficult situations. A lot of people are financially struggling to live, put a roof over their head and put food on the table. Things are getting worse these days, if you don't find means of multiplying your money you might wake up a day to realize you didn't plan well for yourself and family.

Martin isn’t authorised to give mortgage advice

The usurious UK banking system. Down with usury!!! Don’t legitimise usury! Call it out for what it is…printing money not backed by labour, sweat or product. The usurious bankers will never let you rest. They will suck you dry, cause you to divorce and maybe a shotgun! Down with usury!!!!!

Wait. So if my deal ends on 6 months and I “lock in” a new deal now, do they move me onto the new deal now or in 6 months?

Sell everything and buy Bitcoin it’s the only saviour

more lies by GMB. Blaming wage inflation when infact its GREEDFLATION (companies jacking up their profit margins). Typical...

Almost everyone, including the media, is anticipating a market catastrophe, and as a result, many are turning a blind eye to the opportunities in the market. I began investing in stocks and Defi earlier this year and it is the best choice I've ever made. My portfolio is rounding up to almost a million and I have realized that when a stock makes it to the news, chances are you’re quite late to the party, the idea is to get in early on blue chips before it becomes public. There are lots of life changing opportunities in the market, maximize it

what should i do? I need help. Landmark mortgages sends the last 20 years of financial and personal information, and copies of my mortgage applications utility bills payslips driving licence and bank statements to someone else. Also what should i do with the personal and financial information they sent me by mistake that belong to someone else?
I feel sick knowing someone yet to be identified has all my private and personal information.

WHO THE FECK IS MYSTICFLIP

You’re all fucked, thank you, bye.

Martin is really a consumer GOD and I wish we had politicians who really fight for consumers in ripoff Britain. The banks have finally started increasing savings rates that helps reduce inflation as savers put more away due to better savings interest, BOE just has one tactic of increasing lending rates to reduce inflation. If banks passed these to savings rates people would really save more rather than spend. On a different note, wholesale gas prices since 2 Feb 2023 for 6 months have been lower than the average since Mar 2015 through Jan 2021 !!! So why are the consumer gas and energy rates now more than double what they were in the
6 years previous to the Ukraine war???!!! This is just profiteering by energy distributors and energy companies. Does Martin agree… consumers need retail energy prices back to what they were before the war.

How can you save when you have nothing left?

Thing is they say about this being a 'normal interest rate' which is true, but the bigger problem is the fact that house prices have rised astronomically along with wages stagnating. If people had been given fair pay rises over the last 12 years then this wouldnt be as bad as it currently is. Oh and don't forget the goverment also allowing energy bills to be as high as they are.

Wage inflation ??????? no annual pay rise for me ... that's o% is that inflation ?????

Mr Happy.

santander is one of the worst banks going, you get zero help with them. been with that bank over 10 years now thinking of switching. isa account is a joke an all

This comment section is absolutely riddled with spam.

I dont think these interest rates will come back down 5% is completely normal a lot of these people commenting thinking the interest rates are must only be in their twenties and thirties its the property prices that are crippling not the interest rates 😢

Mortgage Charter - window dressing / re-branding of rights you already had. I.e. mostly those options already exist / no real tangible benefits.

WRONG!!! You can be sure that rates WILL go lower because the government owes out the most debt of everyone and they will default if rates stay this high as they won’t afford the interest on their gilts/gov bonds

No ones saving because no one has money, let's squeeze people who have less... there's no where to spend money now anyway, if I was younger I would move, and everyone can have there 22 percent rates and retire in poverty together

The last line was scary... We have become mrtgage prisoners we went from paying £700 a month in 2022 to £1700 a month in 2023

BoE rate to 6.5% by dec 23... u heard it here first

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