How to Redeem Chase Points for MAX Value (2023)

Does Chase inflate the cost of airline tickets and hotels on their portal to offset the redemption value using points. In other words can I get a cheaper price if I book direct?

B

John, is there a card that has no foreign transaction fee?

Thank you!

Can we be friends? I need one on one help with this. Especially transferring points to another system

How do you accumulate sooooo many miles?

Don't get a Chase Card because they won't let you redeem points. Been getting same error message for months: "Site menu isn't available right now." Using Google chrome.

Is chase freedom unlimited card available in Canada?
Or Can I apply from Canada?

It seems that it is more expensive to book flight thru Chase portal than book directly thru Chase travel partners. What is your take on whether to book flight with Chase or directly with airline?

My location only flies AA to connect to bigger airports.. Which is the best card for AA and their one world partners. My credit score is over 800 and low utilization.. Outstanding video, definitely put things into perspective..

I say B knowing nothing about it 😂

Thanks for the info but to be honest I just did a quick kayak search on your Boston to Paris example and tickets ranged from $750 to $1100 and that is over thanksgiving. So the chase portal is 2x to 3x more expensive and at 133k points your cents to points is only 0.57.

how many trips to Staples? how many visa GC to money order? lots of people dont share this stat

I hope these companies sponsor you because the way you break down each category and the value redemption system is clear and precise. I appreciate the breakdown!!

I still don't understand the pay yourself back. Do i get that Amoun like cash back toward my credit card balance?

THANK YOU SO MUCH!! You are officially my credit card therapist/coach/advisor!

Your explanations are crazy good 😂 you need to be a college professor

Did Chase cancelled transferring points to partners? I don’t see the transfer points icon.

Thank you so much for all the tips brother

Thanks for actually walking us through this this really clears up why people like Chase so much now.

Reserve is now 1.25 as well, bummers. It was good while it lasted lol

D

what apple watch strap is that?

THANK YOU SO MUCH FOR POSTING THIS! I love the layout, your examples, breakdowns, and explanations with them all. I'm new to this game and had already worried I made some huge mistakes, some on my own, and others at the hands of vendors I use for every day expenses. I can't go back and fix any of it but these examples that you simplified for me have helped me get though a mental block I was facing on how to kind of round about make up for those errors. I'm subscribed now and plan to view more of your videos!

this was great. thank you for your time and effort

I think that these points cards are too confusing, I prefer to have a card that gives me cash back and with that cash back I buy what I want without having to be aware of the complexity of the points. BTW great video, is the first time i understand the points deal.

Chase trifecta is probably the best decision I’ve ever made.

Can you use partial points from freedom unlimited to pay for a portion of travel, and pay the rest in cash/card?

I just got approved for the CSP today and now sit at 4/24. Should I use the last slot for a flex or a freedom? I will be applying for a VX in October.

D

Wish you would talk about chase Disney or their United Airlines card.

How the hell did you get to 1.6m points?. how long did it take ? any tips ?

Is Chase United Explorer Mileaplus in this points category too?

what's the purpose of having chase freedom unlimited if you have a chase sapphire preferred card that comes with more rewards? why do people say to have them both as a combination?

This should legit be a paid course. So much value in this video. Nice work!!

B

Hi sir can we pay credit card bill with chase point ?

$995 a night for Hyatt??

I tried to use chase rewards to book a rental car. It was so much more expensive through chase compared to the rental car company directly, I was getting a stupid cent per point.

THANK YOU for your comprehensive guide to these cards! It answered a lot of questions in my head!

my guess is $200k

I just got the chase freedom card yesterday. I also have an Apple Card the cash back I get from that card I put in the Goldman Sachs savings account. I wonder if I can link the GS Account to Chase for the cash back to go into that account like my Apple Card.

2.03 cents per point basically means you are redeeming your points for a 2.03% ROI?

FYI
Practice not practise. Just a typo at the end of the video.

Great vid! But isn't redeeming at Hotels, Car Rentals counterintuitive when it comes to maximizing points? They give you 10x the amount of points, really 15x when you redeem in the Chase Travel portal. I always rack up points by paying with the card for hotels and rental cars regardless of how many points I have, because I know I will get 15x back for every dollar I spend. Then I use those points and redeem them on the airfare, because I only get 5x the points, or 7.5x since in the Chase Portal by paying for flights. I'd rather pay for the 3 things that get me 15x the points (hotel, lyfts, rental cars) than what gets me 7.5x the points or less. I then use those points to redeem on as much airfare as I can, then pay the remaining balance with my card to get 7.5x for remaining flights. Does my strategy of only spending on what will maximize Travel points make sense?

1.6 million points. I wonder how long that took to accrue.
I've had my CSR since January 2023, and have only accrued 120K points so far, and that includes the welcome bonus.

D

The thing about cash back is that if I spend money at a restaurant then pay it off with the money I got from cash back I get 3-5% points back so it’s actually slightly better than 1 cpp.

Love your videos.... any good tips on which credit bureau web sites I should have to monitor the credit profile??